Welcome Reward for Visa Platinum


    1. The promo is open to all new-to-RCBC Bankard, principal cardholders of RCBC Bankard Visa Platinum who applied from September 5 to November 30, 2019 and subsequently got approved. 

    2. Qualified cardholders must use their card within 60 days from date of card delivery.

    3. The spend requirement may be straight or installment, single or accumulated, online or overseas purchase worth Php30,000 or USD600 made anywhere within the promo period.

    4. Valid spend by supplementary account/s will be counted as part of the principal cardholder’s spend. Not included in this promo are (a) cash advances via ATM or over the counter, (b) transactions coming from casinos or gambling establishments, (c) Balance Conversion, (d) Unli 0%, (e) Unli Installment, (f) Balance Transfer, (g) Cash Loan. 

    5. The cardholder will be charged the cost of the free item should he/she cancel the qualifying purchase used to redeem, and if the credit card transaction or redemption is found to be fraudulent.

    6. Qualified cardholders must not cancel their RCBC Bankard Visa Platinum credit card within 24 months from its issue date. In addition, by redeeming the welcome gift, a cardholder agrees to pay the full amount of the annual fee. Should the cardholder request for card cancellation or waiver of annual fee, he/she will be charged the amount equivalent to the welcome gift as a cancellation fee which must be paid in full before the RCBC Bankard Visa Platinum credit card may be cancelled by RCBC Bankard Services Corporation (RBSC).

    7. In case of disputes regarding the promo mechanics, the decision of RCBC Bankard Services Corporation shall prevail in concurrence with DTI.

    8. The promo is subject to the Terms and Conditions Governing the Issuance and Use of RCBC Bankard Credit Card.


    1. Online registration period is 60 days from the time the spend requirement was met. 

    2. Account must be active and current at the time of redemption (no past due).

    3. Cardholders can only redeem once throughout the promo period.

    4. To redeem, cardholder must fill out the redemption form online at forms.rcbcbankard.com/welcome-visaplatinum.

    5. Incomplete/Incorrect information on the redemption form will nullify the redemption. 

    5. Online registration will be extracted from RCBC Bankard’s system following the online redemption cut-off schedule. Cardholders who have reached the qualified spend and who registered online will receive the chosen welcome gift sent to their registered mobile number and email address within five (5) working days after each extraction date.

September 5 – September 30, 2019 October 15, 2019
October 1 – October 31, 2019 November 15, 2019
November 1 – November 30, 2019 December 13, 2019
        a. The 6,000 PREFERRED AIRMILES will not expire and will just remain in the cardholder’s account unless transferred to the cardholder’s Airmile partner of choice.

        b. The Php5,000 eVoucher code via Giftaway does not expire and can be redeemed in over 1,200 merchants nationwide.
        c. The Php5,000 Travel Credit will be credited to the principal cardholder’s RCBC Bankard Visa Platinum card.
    6. This promo is not valid in conjunction with the ongoing Free Annual Membership Fee offer of RCBC Bankard.
    7. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates and fulfillment. RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard with prior approval from DTI.

Per DTI-FTEB Permit No. 15012 Series of 2019