Welcome Offer for new RCBC Bankard Visa Infinite Cardholders

Apply for an RCBC Bankard Visa Infinite here.

Promo Period: July 1 to Aug 31, 2019
Spend Period: 60 days from card delivery
Online Registration Peirod: 60 days from card delivery
Redemption Period: 60 days from when card met spend


  1. The promo is open to all carded and new-to-RCBC Bankard, principal cardholders of RCBC Bankard Visa Infinite who applied and subsequently got approved from July 1 to August 31, 2019. Cardholders with existing card/s and upgraded cards are not qualified to avail this promo.
    *Carded refers to customers with existing cards with other banks.
  2. Qualified RCBC Bankard cardholders must use their card within 60 days from date of card delivery.
  3. The spend requirement may be straight or installment, single or accumulated, online and overseas purchase anywhere worth Php 30,000 or USD 600 within the promo period.
  4. Supplementary account/s’ valid spend will be counted as part of the principal cardholder’s spend.
  5. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions. Excluded are the following transactions: (1) cash advances via ATM or over the counter, (2) transactions coming from casinos or gambling establishments, (3) Balance Conversion, (4) Unli 0%, (5) Unli Installment, (6) Balance Transfer, (7) Cash Loan. RCBC Bankard will follow the foreign exchange rate conversion of the period the transactions were reflected in RCBC Bankard’s system.
  6. Qualified RCBC Bankard cardholders who meet the required spend during the spend period and registers online during the allotted registration period will receive Instaperx eVoucher codes worth Php 2,000 and Php 3,000 which they can use at participating SSI brands, Rustan’s Department stores and Power Mac Center stores.
  7. The cardholder will be charged the cost of free item should the cardholder cancels the qualifying purchase used to redeem, and if the credit card transaction or redemption is found to be fraudulent.
  8. The cardholder agrees not to cancel his/her RCBC Bankard Visa Infinite credit card within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the annual fee. If the cardholder requests for card cancellation or waiver of annual fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard Visa Infinite credit card may be cancelled by RCBC Bankard Services Corporation (RBSC).
  9. In case of cardholder disputes regarding the promo mechanics, the decision of RCBC Bankard Services Corporation shall prevail in concurrence with DTI.
  10. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.


  1. Online registration period is 60 days from when card met spend.
  2. Account must be active and current at the time of redemption (no past due).
  3. Cardholders can only redeem once throughout the promo period.
  4. To redeem, cardholder must fill out the redemption form online at www.rcbcbankard.com/welcomegift-visa-form
  5. Incomplete/Incorrect information in the redemption form will not be processed.
  6. Online registration will be extracted from RCBC Bankard’s system following the online redemption cut-off schedule. Cardholders who have reached the qualified spend will receive a Php 5,000 Instaperx eVoucher sent to their registered mobile number and email address within five (5) working days after each extraction date.
July 1 – 31, 2019 August 13, 2019
August 1 – 31, 2019 September 10, 2019
  1. The Instaperx eVoucher codes can be redeemed in participating merchants until December 31, 2019 only. Redemption beyond December 31, 2019 will no longer be allowed. If not redeemed, these cannot be exchanged for cash or rewards points, and are not for sale.
  2. The Instaperx eVoucher codes will be sent in denominations of Php 2,000 and Php 3,000, and can be used to purchase item/s worth Php 5,000 at any participating SSI, Rustan’s and Powermac stores nationwide. The list of stores is uploaded in www.rcbcbankard.com/welcomegift-visa. If the cardholder opts to purchase a higher-priced item, he/she will pay the amount in excess of Php 5,000 using his/her RCBC Bankard credit card.
  3. This promo is not valid in conjunction with the ongoing Free Annual Membership Fee offer of RCBC Bankard.
  4. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates & fulfillment. RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard with prior approval from DTI.

Per DTI-FTEB Permit No. 10592 Series of 2019


Want an RCBC Bankard? Apply Now.

Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP).  For inquiries and complaints in relation to RCBC Bankard Credit Cards, please call RCBC Bankard Customer Service Hotline at (02) 888-1888, send an email at service@rcbcbankard.com, or the BSP Financial Consumer Protection Department at (02) 708-7087.