Welcome Offer for new RCBC Bankard Mastercard Cardholders

Welcome Offer for Mastercard


Promo Period: July 1 to Aug 31, 2019
Spend Period: 60 days from card delivery
Online Registration Period: 60 days from card delivery
Redemption Period: 60 days from when card met spend


  1. The promo is open to all carded and new-to-RCBC Bankard, principal cardholders of RCBC Bankard Mastercard Premium, Gold, Classic, and Co-Brand Cards (except Mango Card) who applied and subsequently got approved from July 1 to August 31, 2019. Cardholders with existing card/s and upgraded cards are not qualified to avail this promo.
    *Carded refers to customers with existing cards with other banks.
  2. Qualified RCBC Bankard cardholders must use their card within 60 days from date of card delivery.
  3. The spend requirement may be straight or installment, single or accumulated, online and overseas purchase anywhere within the promo period:
RCBC Bankard Mastercard Gold, Classic, Co-Brands

  • Gold and Classic
  • Co-Brands: Landmark Anson’s, Wilcon, LJC, Sta. Lucia Mall, Fully Booked, Phoenix

Php 12,000 or US$ 300
single or accumulated purchase anywhere including online and overseas

JBL Clip 2 Waterproof Bluetooth Speaker

RCBC Bankard Mastercard Premium Cards

  • World, Black Platinum, Diamond Platinum, Balesin World, The City Club World

Php 30,000 or US$ 600
single or accumulated purchase anywhere including online and overseas

JBL Horizon Bluetooth Clock Radio

  1. Supplementary account/s’ valid spend will be counted as part of the principal cardholder’s spend.
  2. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail & telephone orders and recurring payments or bills payment transactions. Excluded are the following transactions: (1) cash advances via ATM or over the counter, (2) transactions coming from casinos or gambling establishments, (3) Balance Conversion, (4) Unli 0%, (5) Unli Installment, (6) Balance Transfer, (7) Cash Loan. RCBC Bankard will follow the foreign exchange rate conversion of the period the transactions were reflected in RCBC Bankard’s system.
  3. Qualified RCBC Bankard cardholders who meet the required spend during the spend period and registers online during the allotted period will receive a free JBL Speaker at participating JBL stores nationwide.
  4. The cardholder will be charged the cost of free item should the cardholder cancel the qualifying purchase used to redeem, and if the credit card transaction or redemption is found to be fraudulent.
  5. The cardholder agrees not to cancel his/her RCBC Bankard Mastercard credit card within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the annual fee. If the cardholder requests for card cancellation or waiver of annual fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee.  The cancellation fee must be paid in full before the RCBC Bankard Mastercard credit card may be cancelled by RCBC Bankard Services Corporation (RBSC).
  6. In case of cardholder disputes regarding the promo mechanics, the decision of RCBC Bankard Services Corporation shall prevail in concurrence with DTI.
  7. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.


  1. Online registration period is 60 days from when card met spend.
  2. Account must be active and current at the time of redemption (no past due).
  3. Cardholders can only redeem once throughout the promo period.
  4. To redeem, cardholder must fill out the redemption form online at www.rcbcbankard.com/welcomegift-mc-form
  5. Incomplete/Incorrect information in the redemption form will not be processed.
  6. Online registration will be extracted from RCBC Bankard’s system following the online redemption cut-off schedule. Cardholders who have reached the qualified spend will receive a Welcome Gift SMS from RCBC Bankard that will be sent to the cardholder’s registered mobile number during application within ten (10) business days from extraction date.
July 1 – 31, 2019 August 13, 2019
August 1 – 31, 2019 September 10, 2019
  1. The free JBL Speaker may not be exchanged for cash or rewards points, and are not for sale.
  2. The free Speaker may be claimed in the following participating JBL branches only:
JBL Concept Store JBL Pop-Up Store
JBL Acoustical Space – 4th Flr Cyberzone, Bldg. B SM Megamall JBL Store – SM Fairview
JBL Digital Dreams – 3rd Flr, SM North Annex JBL Store – L3, Mindanao Ring, Trinoma
JBL Festival Mall – Upper Ground, New Wing, Festival Mall, Muntinlupa JBL Store – 2/F Glorietta 1, Ayala Center, Makati
JBL Store – SM Bacoor JBL Store – Robinsons Place Manila
JBL Store – L3 Fairview Terraces JBL Store – 2/L Activity Area, Alabang Town Center
Audio Refinery Store – 2/L, Phase 1B, UP Town Center JBL Store – 2/L Cyberzone, North Parking Bldg, SM MOA
Audio Refinery Store – 3/L Ayala Center Cebu JBL Store – SM Bacolod
JBL Store – 2/L Cyberzone Area Governor’s Dr, Dasmarinas, Cavite JBL Store – Level 2, New Wing, SM City Cebu

Redemption beyond the SMS validity date will not be honored.

  1. Redemption of the free Speaker is until October 31, 2019 in which the cardholder must present the following when redeeming at the store: Welcome Gift SMS from RCBC Bankard and Government-issued valid ID
  2. The color of the free JBL Speaker may vary depending on the availability in-store. In addition, should the product / SKU is no longer available in all participating branches of JBL before the end of the redemption period, the cardholder will be given an item of the same value: Php 1,550 for JBL Clip 2 or Php 5,990 for JBL Horizon
  3. This promo is not valid in conjunction with the ongoing Free Annual Membership Fee offer of RCBC Bankard.
  4. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates & fulfillment. RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard with prior approval from DTI.

Per DTI-FTEB Permit Nos. 10584 and 10590 Series of 2019


Want an RCBC Bankard? Apply Now.

Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP).  For inquiries and complaints in relation to RCBC Bankard Credit Cards, please call RCBC Bankard Customer Service Hotline at (02) 888-1888, send an email at service@rcbcbankard.com, or the BSP Financial Consumer Protection Department at (02) 708-7087.