1. The promo is open to all existing RCBC Bankard Principal and Supplementary cardholders (“Cardholders”) whose accounts are active and in good credit standing, excluding RCBC Bankard UnionPay, Corporate, and Dollar credit cards.
2. Promo runs from October 1 to December 31, 2019.
3. RCBC Bankard cardholders can pay their transactions in installment for 3 to 6 months at 0% interest for a minimum single-receipt purchase of Php 3,000 (3 months) & Php 5,000 (6 months).
4. The 0% interest Shop Interest-Free at Robinsons Department Store is available on 3 & 6 months.
5. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and the merchant partner.
Easyterms 0% interest Installment and Buy Now Pay Later
1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
3.RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offer.
5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500 or 5% of the unpaid principal amount, whichever is higher, will be charged.