Zero Foreign Transaction Fee


Promo Period: November 15, 2019 to February 15, 2020

Crediting Period: February 1, 2019 to March 31, 2020

Promo Mechanics

  1. The Promotion is open to all active Principal and Supplementary RCBC Bankard World Mastercard Balesin and The City Club Credit Cardholders who will use their Card for overseas or online international merchant transactions from November 15, 2019 to February 15, 2020.
  2. Qualified Cardholders must use their RCBC Bankard World Mastercard Balesin and The City Club Credit Card overseas or online.
  3. To illustrate savings if your total purchase overseas or online is US$1,000, your total transaction will be: 
ComparisonPurchased Amount (USD)Purchased Amount (PHP)Mastercard Assessment FeeForeign Exchange Service FeeTotal Service Fee (3.5%)Total Transaction Amount
Standard$1,000Php50,0001.0%2.5%Php1,750Php51,750
No Foreign Exchange Service Fee$1,000Php50,0001.0%0%Php500Php50,500





TOTAL SAVINGSPhp1,250
  1. All questions and issues arising from the promo will only be accepted within sixty (60) calendar days after the end of the redemption period, after which the promotion is considered conclusive.
  2. In case of dispute but not limited to the Cardholder’s eligibility, coverage of dates, fulfillment, etc. RCBC Bankard’s decision shall prevail. All questions or disputes regarding the Cardholder’s eligibility for the Promotion or for any redemption shall be resolved by RCBC Bankard with concurrence of DTI. 

Per DTI Fair Trade Permit No. FTEB 20686 Series of 2019