FREE P2,000 Sta. Lucia Gift Certificate

Apply for an RCBC Bankard Sta. Lucia Mastercard HERE.
Fill Out the Redemption Form 

Promo Period : February 15 - May 15, 2020
Online Registration and Spend Period : Within 60 days from card receipt
Delivery of Gift Certificates : 60 days after the required spend is met

Promo Mechanics

  1. The promo is open to all customers who are carded or those with existing cards issued by other banks who applied and subsequently got approved for an RCBC Bankard Sta. Lucia Mall Mastercard during the promo period.
  2. Cardholders with existing RCBC Bankard credit card/s and upgraded cards are not qualified to avail this promo.
  3. Upon receipt and activation of the card, cardholder must register at to qualify. Registration will only be done once.
  4. Qualified RCBC Bankard Sta. Lucia Mall Mastercard cardholders must use their card within 60 days from card delivery. The spend requirement may be straight or installment, single or accumulated, online and overseas purchase anywhere worth P12,000 or US$300.
    All posted retail and installment transactions including online transactions, mail & telephone orders and recurring payments or bills payment transactions in pesos and in other currencies are qualified for the promo. Excluded are the following transactions: (1) cash advances via ATM or over the counter, (2) transactions coming from casinos or gambling establishments, (3) Balance Conversion, (4) Unli 0%, (5) Unli Installment, (6) Balance Transfer, (7) Cash Loan. RCBC Bankard will follow the foreign exchange rate conversion of the period the transactions were reflected in RCBC Bankard’s system.
  5. Transactions of the Principal and of the Supplementary cardholders will be combined but only the Principal cardholder will be qualified for the promo.
  6. Supplementary account/s' valid spend will be counted as part of the principal cardholder’s spend.
  7. Qualified RCBC Bankard Sta. Lucia Mall Mastercard cardholders who are registered and met the required spend 60 days from card receipt will receive P2,000 worth of Sta. Lucia Gift Certificates.
  8. The cardholder will be charged the cost of free item should the cardholder cancels the qualifying purchase used to redeem, and if the credit card transaction or redemption is found to be fraudulent.
  9. The cardholder agrees not to cancel his/her RCBC Bankard Sta. Lucia Mall Mastercard within 24 months from its issue date. In addition, by redeeming the welcome gift, the cardholder agrees to pay the full amount of the annual fee. If the cardholder requests for card cancellation or waiver of annual fee, the amount equivalent to the welcome gift shall be charged to the cardholder’s credit card account as cancellation fee. The cancellation fee must be paid in full before the RCBC Bankard Sta. Lucia Mall Mastercard may be cancelled by RCBC Bankard Services Corporation.
  10. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates, fulfillment, etc., RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard in concurrence with DTI.
  11. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard credit card.
  12. The promo cannot be availed of in conjunction with other activation offers.


  1. Online registration period is 60 days from card receipt.
  2. Account must be active and current at the time of redemption (no past due).
  3. To redeem, cardholder must fill out the redemption form online at
    Cardholder shall ensure that your CARD EMBOSSED NAME, FIRST 8 DIGITS OF CARD NO., LAST 4 DIGITS OF CARD NO. will be encoded correctly. Incomplete/Incorrect information in the redemption form will not be processed.
  4. Cardholders who have reached the qualified spend will be extracted from RCBC Bankard’s system.
  5. Following the extraction date cut-off schedule. An email notification and P2,000 worth of gift certificates will be sent to the cardholder's registered address and billing address, respectively within ten (10) working days from each extraction date.
60 Days from card receiptEvery 12th of the monthWithin 10 working days from extraction date
  1. Cardholders can only redeem once throughout the promo period.
  2. The Gift Certificate cannot be exchanged for cash or rewards points and is not for sale.

Per DTI Fair Trade Permit No. FTEB 01858, Series of 2020