FREE P1,000 GC with your new Flex Visa Card

Apply for an RCBC Bankard Flex Visa or Flex Gold Visa.


Promo Period: December 6 to June 30, 2019
Promo extended until June 30, 2019
Spend Period: Within 60 days from card issuance
Online Registration/Redemption Period: December 6 , 2018 – August 30, 2019

Promo Mechanics

  1. The promo is open to all new-to-RCBC Bankard, Principal cardholders of RCBC Bankard Flex Visa & Flex Gold Visa credit cards who applied and subsequently got approved from December 6, 2018 to June 30, 2019.
  2. Qualified RCBC Bankard cardholders must use their card within 60 days from card issuance date.
  3. The spend requirement may be straight or installment, single or accumulated, in-store, online or overseas purchases worth P12,000 made anywhere within the promo period. For accumulated purchases, the minimum amount per charge slip must be P1,000.
    Once spend requirement is met, fill out the online redemption form here:
  4. Transactions of the Principal and of the Supplementary Cardholder will not be combined and only the transactions of the Principal Card will be qualified for the promo.
  5. All posted retail and installment transactions in pesos and in other currencies are qualified for the promo including online transactions, mail order/telephone orders and recurring payments or bills payment transactions. Excluded are the following transactions: (1) cash advances via ATM or over the counter, (2) transactions coming from casinos or gambling establishments, (3) Balance Conversion, (4) Balance Transfer, (5) Cash Loans. RCBC Bankard will apply the foreign exchange conversion rate at the time the  transactions are reflected in RCBC Bankard’s system.
  6. Qualified RCBC Bankard Flex & Flex Gold Visa cardholders who meet the required spend during the promo period can redeem any of the following :
Grab Promo Codes P1,000
Lazada eGC P1,000
TravelBook eGC P1,000
Giftaway Universal eGC
(that can be used in over 100 merchants including Shopee, NIU by Vikings, Chili’s)


  1. The cardholder will be charged the cost of the freebie should he/she cancel the qualifying purchase used to redeem the eGC or if the credit card transaction is found to be fraudulent.
  2. In case of cardholder disputes regarding the promo mechanics, RCBC Bankard Services Corporation’s decision shall prevail in concurrence with
  3. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.


  1. Onine redemption period is from December 6 , 2018 to August 30, 2019.
  2. Account must be active and current at the time of redemption (no past due).
  3. To redeem the P1,000 eGC, the cardholder must fill out the redemption form online:
  4. Incomplete/Incorrect information in the redemption form will not be processed.
  5. Online redemption will be extracted from RCBC Bankard’s system following the online redemption cut-off schedule. The eGC will be sent to the cardholder’s registered mobile & email address within 5 days from extraction date.


December 6 – 31, 2018 January 8, 2019
January 1 – 31, 2019 February 5, 2019
February 1 – 28, 2019 March 5, 2019
March 1 – 31, 2019 April 9, 2019
April 1 – 30, 2019 May 7, 2019
May 1 -31, 2019 June 11, 2019
June 1 – 30, 2019 July 9, 2019
July 1 to 30, 2019 August 6, 2019
August 1 to 30, 2019 September 10, 2019


  1. Cardholders can only redeem once throughout the promo period.
  2. The P1,000 Grab Promo Codes will be credited to a cardholder’s existing Grab account. Non-Grab users must download the app to redeem. Enjoy P100 off every time you book a ride using the Grab app. Valid for 10 rides within 1 year from issuance.
  3. The P1,000 Lazada eGC may be used once to purchase any item from its website. To redeem, a cardholder must key in the eGift code in “Voucher Code” field. Lazada shopping credits do not expire.
  4. The P1,000 eGC may be used once to book a room from To redeem, a cardholder must key in the eGift in the “Discount Code” field. ph eGift do not expire.
  5. The P1,000 Giftaway Universal eGC may be redeemed once at any Giftaway merchant partner nationwide. To redeem, a cardholder must present the Universal eGift when making a payment. Giftaway Universal eGift do not expire.
    * The total amount in excess of P1,000 eGC must be settled in full  upon check out using an RCBC Bankard Flex Visa credit card.
  6. Lazada, or Giftaway eGC must be fully consumed at the time of redemption.
  7. Lazada, and Giftaway eGCs are non-convertible to cash or RCBC Bankard rewards points, and are not for sale.
  8. This promo is not valid in conjunction with existing and ongoing activation offers.
  9. In case of dispute with respect to the cardholder’s eligibility, coverage of the promo dates, fulfillment, etc., RCBC Bankard’s decision shall be conclusive. All questions or disputes regarding the cardholder’s eligibility for the promo or for any redemption shall be resolved by RCBC Bankard with prior approval from DTI.

Per DTI-FTEB Permit No. 15260 Series of 2018


Want an RCBC Bankard? Apply Now.

Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP).  For inquiries and complaints in relation to RCBC Bankard Credit Cards, please call RCBC Bankard Customer Service Hotline at (02) 888-1888, send an email at, or the BSP Financial Consumer Protection Department at (02) 708-7087.