Promo Mechanics:

1. The promo is open to all RCBC Bankard cardholders whose accounts are active and in good credit standing. 
2. Promo period is from July 17 to September 30, 2020. 
3. Valid in all participating AV Surfer & Sony Centre by Avid branches in Metro Manila only. 
4. Cardholders can get a FREE Sony WG-C10 Portable Wi-Fi Router & Power Bank in one for a minimum single-receipt 0% installment purchase of ₱30,000 on featured LED TVs, Laptops and Cameras using their RCBC Bankard. Plus, cardholders can avail of Buy Now, Pay Later option. 
5. 0% installment is available for up to 24 months, subject to RCBC Bankard’s approval. 
6. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard, Sony Centre by Avid, and AV Surfer. 
7. In case of disputes related to the promo, the decision of Sony Centre by Avid & AV Surfer and RCBC Bankard shall be conclusive in concurrence with DTI. All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by RCBC Bankard. 

Easyterms 0% interest Installment and Buy Now Pay Later

1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade Permit No. FTEB 101981 Series of 2020