0% Installment at The SM Store

    

PROMO MECHANICS

  1. The promo is open to all RCBC Bankard cardholders whose accounts are active and in good credit standing.
  2. Promo period is until December 31, 2020.
  3. Cardholders can avail of 6 months 0% installment with a minimum of P5,000 single receipt purchase and Shop Now, Pay Later.
  4. During the promo period, RCBC Bankard shall offer “Easyterms 0% Installment” at all SM Stores branches nationwide.

Easyterms 0% interest Installment and Buy Now Pay Later

  1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
  4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
  5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.