- The promo is open to all RCBC Bankard cardholders whose accounts are active and in good credit standing.
- Promo period is until December 31, 2020.
- Cardholders can avail of 6 months 0% installment with a minimum of P5,000 single receipt purchase and Shop Now, Pay Later.
- During the promo period, RCBC Bankard shall offer “Easyterms 0% Installment” at all SM Stores branches nationwide.
Easyterms 0% interest Installment and Buy Now Pay Later
- Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
- RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
- RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.
- Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
- If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.