0% Installment and Freebies at All Home


    1. The promo is open to all existing RCBC Bankard Principal and Supplementary cardholders (“Cardholders”) whose accounts are active and in good credit standing.

    2. Promo period is until December 31, 2019.

    3. Cardholders can avail of 0% Installment for up to 12 months and Buy Now Later options, plus freebies using their RCBC Bankard:

    • Free Glass Blender for a minimum single-receipt installment purchase of Php25,000

    • Free Bootymax for a minimum single-receipt installment purchase of Php30,000

    4. Promo is not valid in conjunction with existing promotional offers of RCBC Bankard and the merchant partner.

    5. In the purchase of goods and services which are on promotional discount, a senior citizen can avail of the promotional discount or the discount provided under the Expanded Senior Citizens Act of 2010, whichever is higher.

Easyterms 0% interest Installment and Buy Now Pay Later

    1. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.

    2. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.

    3. RCBC Bankard cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted on the cardholder’s statement after the third cut-off date.

    4. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.

    5. If the cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500 or 5% of the unpaid principal amount, whichever is higher, will be charged.

Per DTI Fair Trade Permit No. FTEB 15636, Series of 2019