Landmark Anson’s-RCBC Bankard MasterCard


Landmark Anson’s-RCBC Bankard Mastercard

The breakthrough card that combines the benefits of a loyalty card, discount card, and credit card ALL-IN-ONE.

  • 5% Rebate on your spend at Landmark Department Store, Landmark Supermarket and Anson’s
  • Get Rewards Points for your purchases outside Landmark.



*5% Rebate

5% Rebate on your Landmark Department Store, Landmark Supermarket and Anson’s** purchases every Mondays-Fridays, straight-charge transactions only, to be reflected in your statement.

**For your Anson’s purchases, maximum of P3,000.00 worth of single-receipt purchase is allowed.


Terms and Conditions for the 5% Rebate

  1. The 5% Rebate is applicable to Monday-to-Friday straight-charge purchases made using the Landmark-Anson’s RCBC Bankard credit card at the Landmark Department Store, Landmark Supermarket and Anson’s. Installment transactions are not included in the computation of the 5% Rebate.
  2. The 5% Rebate at Anson’s is applicable only to regular items (small home and kitchen appliances only) and is allowed only for single-receipt, straight-charge purchases not exceeding the maximum amount of P3,000.00.
  3. Rebate earned will be reflected in the cardholder’s monthly statements.
  4. Qualified transactions for Rebate will be based on transaction date.
  5. Computation of the Rebate will start on the statement cut-off date. The rebate will then be posted on the following statement date.
  6. To qualify for the Rebate, the Landmark-Anson’s account of the cardholder should be active and in good credit standing at the time of the computation of the Rebate (i.e. on statement cut-off date).
  7. There will be no annual maximum cap of the Rebate earned. However, RCBC Bankard reserves the right to put a maximum cap at anytime as it deems necessary.
  8. The Rebates are not transferrable to another person or to another RCBC Bankard account.
  9. Where Rebates have been credited to the cardholder’s Landmark-Anson’s Card account and/or used before the purchase is charged back, the Card account will be debited for the credited Rebates.
  10. Fraud and abuse relating to the earning or redemption of Rebates may result in forfeiture of Rebates and termination of the cardholder’s Co-brand account.
  11. The Rebate rates and the basis of calculation of Rebates are subject to change at RCBC Bankard’s sole discretion.
  12. Any handling fee and corresponding tax arising from the Rebates shall be the sole liability of the Co-brand cardholder.


Rewards Program

Earn one (1) rewards point each time you charge Php50 at Landmark and Anson’s purchases or Php83.33 elsewhere. Redeem your Rewards Points and exchange them for Landmark Gift Certificates or credit to your RCBC Bankard account.

There is no limit on how much you can earn, and your rewards never expire!


RCBC Bankard Landmark-Anson’s Mastercard Fees & Charges

Membership Fee Principal P80/month
Membership Fee Supplementary P40/month
Monthly Interest Rate/ Monthly Effective Interest Rate 3.50% / 3.54%
Returned Check Fee P1,000
Invoice Retrieval Fee P150
Card Replacement Fee P300
Cash Advance Fee 3% of cash amount availed of or P500/US$10, whichever is higher, and an interest charge at the prevailing rate which will be computed from availment date until full payment date
Late Payment Fee  P400/US$8; in cases of multiple past dues occurrences exceeding 3 months for the past 12 months: P500/US$10 (4 to 6 months) or P600/US$12 (7 months and above)
Installment Pre-Termination Fee 5% of the unpaid principal amount or P500, whichever is higher
Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.)
For a list of quasi cash merchant categories, click here.
1% of the amount transacted
Gaming/Casino Service Fee 5% of every transaction or P1,000/US$25, whichever is higher
Cash Loan and C.H.A.R.G.E Processing Fee P150
Service Fee for Foreign Currency Transactions 3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank’s service fee. For foreign currency transactions converted to Philippine Peso at point of sales, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to P1,000 and up, or its foreign currency equivalent.
Multiple Payment Fee P40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank
Dormancy Fee  P200/US$4 per month to be charged to: a) active accounts with negative balance and no activity for 24 months, b) blocked/closed accounts with negative balance and no activity for 3 months
Over Limit Fee P500/US$10 to be charged on cycle day when the outstanding balance plus unbilled Installment exceeds the permanent credit limit on cycle day
Minimum Amount Due  The sum of (a) 5% of Total Amount Due or P500/US$10, whichever is higher; (b) Past Due Amount (if any); (c) Current Late Charges; and (d) Over-Limit Amount
If you pay any amount less than the Closing Balance/Total Amount Due or make a cash advance transaction, interest charge at the interest rate of your card will be computed on the Daily Outstanding Balance of your account (including any fixed monthly installment amount/s) from the date of the transactions until the end of the current statement period.