Flex Visa

The card that will enable millennials to achieve their life goals

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Why Choose RCBC Bankard Flex Visa?
Enjoy the flexibility of earning points faster and the flexibility to redeem what you want! Plus, have the financial muscle to manage your budget better.
  • Get 2x Rewards in two preferred categories! Choose from DINING, CLOTHING, TRAVEL, or TRANSPORTATION. Switch preferred categories once every billing cycle. Plus, earn Rewards points for all your other spending anywhere!
  • Exchange them for shopping vouchers, redeem as cash rebate, use them as cash credit to your deposit account, or as donation to a charitable institution. Want free flights? Just enroll in the AIRMILES Program. The choice is yours!
  • Free Travel Insurance (Travel Plus Lite) & Purchase Protection when you charge all your international travel-related needs to your card
  • Access to the Skyview Airport Lounge
  • Convenient and rewarding bills payment

How to Apply

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    1. Choose a Card

    Choose the right RCBC Bankard credit card for you.

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    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

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    3. Verification

    We’ll get in touch with you to verify some information on your application.

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    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply for an RCBC Bankard credit card at any RCBC branch or RCBC Bankard sales booths.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month
Membership Fee (Principal)
Php1,500/year
Membership Fee (Supplementary) Php750/year
See the latest Interest Rates and Other Fees & Charges here.
Promos for this Card
Enjoy up to ₱250 OFF on your groceries and essentials at Sta. Lucia Grocers with your RCBC Bankard.
Stock up on your fave wine, beer, and spirits & enjoy 15% OFF plus free delivery!
Enjoy a free consultation + up to 20% OFF on selected services at Urban Smiles Dental Clinic with your RCBC Bankard.
Enjoy 15% OFF on all items at Urban Traveller & Co. with your RCBC Bankard.

Say no to #FOMO.

Apply Now