LJC Mastercard

The total dining card that lets you enjoy a plateful of dining benefits.

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Why Choose RCBC Bankard LJC Mastercard?


  • 10% Discount every time you dine at any LJC restaurant
  • Free bottle of wine as a welcome gift
  • Up to 50% Birthday discount on birthday month
  • Free Dining Gift Certificate on your card’s anniversary date
  • Earn non-expiring Rewards points from all your purchases which you can exchange for AIRMILES, Cash Credit to your RCBC Bankard, or Dining Vouchers that you can use at any LJC Restaurant.
  • International Travel Privileges – Travel Plus Lite Insurance, Purchase Protection and Access to the Skyview Airport Lounge


10% Discount All Year Round

  1. The 10% discount cannot be combined with other discounts. If, for instance, the cardholder has a Senior Citizen’s discount already, the higher amount of discount will be applied.
  2. Discounts can only be enjoyed if the cardholder uses his/her LJC-RCBC Bankard Mastercard to settle his/her bill. Thus, to continue enjoying the card’s benefits, the cardholder must keep his/her card active and in good standing.

Welcome Gift

  1. The Free Bottle of Wine welcome gift voucher will be given to the Principal Cardholder although both he/she and his/her extension cardholders can claim the bottle of wine. They must, however, use their LJC-RCBC Bankard Mastercard at any LJC restaurant and surrender their Free Bottle of Wine Welcome Gift Voucher upon settlement of their bill.
  2. Lost vouchers will not be replaced.

Birthday Discount

  1. The Birthday Discount is valid only on the cardholder’s birth month and the month after. It can be used only once any time during this period.
  2. When using the Birthday Month discount, the principal or extension cardholder must settle his/her bill using the LJC-RCBC Bankard Mastercard. He/She needs to surrender the Birthday Month Discount Voucher when paying so that the discounted amount can be deducted accordingly.
  3. The Birthday Discount is applied only to the cardholder’s share of the total bill; thus for a party of two, the discount is 50%; for a party of three, the discount is 33%, and so on. The discount cannot be combined with other discounts and restaurant promos.
  4. Lost Birthday Discount vouchers will not be replaced.

Frequent Diner Discount

  1. The amount of LJC Gift Certificates to be issued to the cardholder will be based on a percentage of his/her total spending in any LJC restaurant during the past year. Accumulated Spend Voucher Amount P10,000 P 500 (5%) P20,000 P1,000 (5%) P40,000 P3,000 (7.5%) P60,000 and up P6,000 (10%)
  2. Only cardholders who are active and in good standing at the time of their card’s anniversary are qualified to get the Frequent Diner Vouchers on their card’s anniversary month.
  3. Voucher/s will be mailed directly to the cardholder’s billing address and can be used at any LJC restaurant. It will bear the names of the qualified principal and supplementary cardholders.
  4. Voucher/s will be printed in denominations of Php500 and Php1,000 and are valid for two (2) months from date of issuance. Amounts in excess of the voucher/s will be paid for by the cardholder using his/her LJC-RCBC Bankard Mastercard unless the card is declined for some reason, in the event of which, the cardholder may pay through other means.
  5. To use the Frequent Diner Voucher/s, the principal or extension cardholder must use his/her LJC-RCBC Bankard Mastercard at any LJC restaurant and surrender his/her Frequent Diner voucher/s when paying for his/her bill. The amount of the voucher/s will be deducted from the total bill.
  6. In case of loss, voucher/s may be replaced provided these have not yet been used. If the vouchers have been used, RCBC Bankard will charge the amount of the lost voucher/s to the cardholder.


How to Apply

  • How to Apply Step 1 Icon

    1. Choose a Card

    Choose the right RCBC Bankard credit card for you.

  • How to Apply Step 2 Icon

    2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • How to Apply Step 3 Icon

    3. Verification

    We’ll get in touch with you to verify some information on your application.

  • How to Apply Step 4 Icon

    4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply for an RCBC Bankard credit card at any RCBC branch or RCBC Bankard sales booths.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature (i.e. UMID, Passport, Driver's License)
  • A copy of any proof of income:
    For Employed
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month
    For Self-Employed, Proprietor, or Businessman
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month
Membership Fee (Principal)
Php80/month
Membership Fee (Supplementary) Php60/month
See the latest Interest Rates and Other Fees & Charges here.
Promos for this Card
Enjoy 0% Installment for up to 12 months, in-store and online via rustans.com, with your RCBC Bankard!
Convert your Rewards Points or AIRMILES to BIG Points and earn up to 100% Bonus BIG Points!
Pre-order the iPhone 13 at Power Mac Center and enjoy 0% Installment up to 24 months and pay up to 3 months later.
Get up to ₱2,000 Free e-Voucher or Shopping Credits on your 0% Installment spend anywhere with your RCBC Bankard.

Apply Online Now.

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