Fully Booked Mastercard

Reading gets more exciting in many ways!

Why Choose RCBC Bankard Fully Booked Mastercard?
  • 10% Discount all-year round on your purchases at any Fully Booked store
  • FREE Fully Booked Php500 Gift Certificate when you spend for a minimum accumulated spend of Php12,000 anywhere within 3 months upon card issuance
  • Up to 10% Rebate at Fully Booked stores with your outstore spend
  • Special Buys/Private Sale Events at Fully Booked stores
  • International Travel Privileges – Travel Plus Lite Insurance, Purchase Protection and Access to the Skyview Airport Lounge

FREE Fully Booked Gift Certificate

  1. The FREE P500 Book Voucher will be given to newly approved principal cardholders for a minimum accumulated retail purchase worth at least P12,000 spent anywhere within the first 3 months from card issuance.
  2. Only the principal cardholders will be given the FREE P500 Book Voucher.
  3. The Book Voucher can be exchanged by principal cardholders for a Fully Booked Gift Certificate (GC) worth P500 at any branch of Fully Booked.
  4. Only the principal cardholder may exchange the Book Voucher for a Fully Booked Gift Certificate worth P500.
  5. When claiming the Fully Booked GC, the principal cardholder must present the Book Voucher together with his/her Fully Booked RCBC Bankard credit card and the required accumulated charge slips totalling P12,000 spent anywhere. The Book Voucher and the required charge slips must be surrendered to Fully Booked upon claiming of the Fully Booked GC.
  6. Lost Book Vouchers will not be replaced.
  7. The Book Voucher is not convertible to cash.
  8. The Book Voucher cannot be combined with the discount/rebate privileges of the card.
  9. The Book Voucher is valid for four (4) months from card issuance.

    Year-Round 10% Discount

  1. Fully Booked RCBC Bankard cardholders must use their Fully Booked RCBC Bankard credit card to pay for their purchases in order to avail of the discount.
  2. The discount is not applicable to magazines, office supplies, CDs, DVDs, consigned items and gift certificates.

    As much as 10% Rebate

Get additional savings of as much as 10% rebate at Fully Booked stores when you charge a minimum accumulated outstore spend of P20,000 per billing statement. Plus, earn 0.50% rebate on your outstore spend. (Outstore spend refers to all purchases outside Fully Booked stores, such as dining, supermarket, shopping, gas, airline, etc.; excludes cash advance, balance conversion and balance transfer.) You can earn as much as P1,000 worth of rebates per monthly billing statement or up to P12,000 per year! Rebates earned shall be conveniently reflected on your monthly statement.

Required Accumulated Amount of Transactions* Outside Fully Booked (Outstore spend) per Billing Statement Rebate at Fully Booked Rebate for Transactions* Outside Fully Booked
P20,000 and up 10% 0.50%
P10,000 – P19,999 5%

*Excluding cash advance, balance conversion & balance transfer.

Terms & Conditions:

  1. To qualify for the Rebate, cardholder’s Fully Booked RCBC Bankard account should be active and in good credit standing at the time of the computation of the Rebate (i.e., on statement cut-off date).
  2. Rebate shall be automatically credited to the cardholder’s Fully Booked RCBC Bankard account on next billing.
  3. For Installment transactions (excluding balance conversion and balance transfer), rebate computation will be done only when the monthly amortization is posted.
  4. RCBC Bankard shall use the Merchant Number assigned to the RCBC Bankard POS Terminals as basis for determining transactions at Fully Booked stores.
  5. The Rebate shall have a maximum cap of P1,000 per monthly billing statement.
  6. The Rebates are not transferrable to another person or to another RCBC Bankard card account.
  7. Where Rebates have been credited to the cardholder’s Fully Booked RCBC Bankard account and/or used before the purchase is charged back, the Card account will be debited for the credited Rebates.
  8. Fraud and abuse relating to the earning or redemption of Rebates may result in forfeiture of Rebates and termination of the cardholder’s Fully Booked RCBC Bankard account.
  9. The Rebate rates and the basis of calculation of Rebates are subject to change at RCBC Bankard’s sole discretion.
  10. Any handling fee and corresponding tax arising from the Rebates shall be the sole liability of the Fully Booked RCBC Bankard cardholder.
  11. The decision of RCBC Bankard on all matters relating to the Rebates shall be final. RCBC Bankard shall not be liable to the cardholder for any damages or penalty arising from or in connection with the rebate program.

Here’s a sample computation on the savings from Discounts and Rebates earned:

Merchant Purchase Amount 10% Discount Earned % Rebate Rebates Earned
Fully Booked P5,000 P500 10% P500
Restaurant P4,000 0.50% P20
Department Store P3,000 0.50% P15
Supermarket P8,000 0.50% P40
Gasoline P2,000 0.50% P10
A store in Singapore P5,000 0.50% P25
Online Booking Airline P4,000 0.50% P20
Total Discount Earned for the Month P500
Total Discount Earned for the Year (P500 x 12, assuming same spend every month) P6,000
Total Rebates Earned for the Month P630
Total Rebates Earned for the Year (P630 x 12, assuming same spend every month) P7,560
Total Discount & Rebates Earned for the Month (P500+P630) P1,130
Total Discount & Rebates earned for the Year (P6,000+P7,560, assuming same spend every month) P13,560

    0% Easyterms Installment

Avail yourself of 0% EasyTerms Installment on selected items at Fully Booked stores at 3 and 6 months installment terms for a minimum purchase of Php3,000 and Php5,000, respectively.

Term Minimum Amount
3 Months P3,000
6 Months P5,000

Terms & Conditions: 
  1. Cardholders may avail of 0% Interest Installment on selected items at Fully Booked stores at 3 and 6 months installment terms for a minimum purchase of P3,000 and P5,000, respectively.
  2. Fully Booked reserves the right to determine which items can be purchased on 0% Installment.
  3. Existing terms and conditions of EasyTerms Installment will apply.

    Other Privileges

  • Special Buys/Private Sale Events
    Enjoy special buys/private sale events at all Fully Booked stores. To avail of the special buys/private sale events, you must use your Fully Booked RCBC Bankard MasterCard to pay for the item/s.
  • Advance Notice on New Arrivals/Special Events/Promos
    Be the first to know Fully Booked’s new arrivals or special events/promos such as book signing, exhibits, workshops, etc.


How to Apply

  • 1. Choose a Card

    Choose the right RCBC Bankard credit card for you.

  • 2. Apply Online

    Accomplish the online application form, submit documentary requirements and digitally verify yourself.

  • 3. Verification

    We’ll get in touch with you to verify some information on your application.

  • 4. Card Delivery

    You will get a notification once your card is on its way to you!

You can also apply for an RCBC Bankard credit card at any RCBC or RCBC Savings Bank branch.

  • You must be 21-65 years old to qualify as a Principal Cardholder.
  • You must be 13-65 years old to qualify as a Supplementary Cardholder.
  • You must have a mobile number and landline in your place of work.

    Requirements for Employees

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature
  • A copy of any proof of income:
    • Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old

    Requirements for Self-employed or Businessman

  • Completely filled-out and signed application form
  • A copy of one (1) valid ID with photo and signature
  • Latest Audited Financial Statement with BIR or Bank Stamp and photocopy of Income Tax Return and/ or W2 with BIR or Bank Stamp.
Membership Fee Principal
Membership Fee SupplementaryP75/month
Monthly Interest Rate 3.50% 
Retail Monthly Effective Interest Rate*3.55%
Cash Advance Monthly Effective Interest Rate*3.56%
First Year Membership FeeWAIVED
Returned Check Fee P1,000
Invoice Retrieval Fee P150
Card Replacement Fee P300
Cash Advance Fee 3% of cash amount availed of or P500, whichever is higher and an interest charge at the prevailing rate which will be computed from availment date until full payment date. Note: Other banks may charge an ATM convenience fee for your cash advance transactions.
Late Payment Fee P400; in cases of multiple past due occurrences exceeding 3 months for the past 12 months: P500 (4 to 6 months) or P600 (7 months and above). 
Installment Pre-Termination Fee5% of the unpaid amount or P500, whichever is higher
Unli InstallmentNo processing fee. Subject to prevailing interest rate. If pre-terminated, Installment Pre-Termination Fee will apply.
Unli 0% Processing FeeP100 for purchases below P10,000 and P200 for purchases P10,000 and up.
Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.) For a list of quasi cash merchant categories, click here. 1% of the amount transacted
Gaming/Casino Service Fee5% of every transaction or P1,000, whichever is higher.
Cash Loan, C.H.A.R.G.E and Your Cash! Processing Fee P150 for credit to an RCBC or RCBC Savings Bank account; P250 for deposit to other Banks; P250 for cheque delivery.
Service Fee for Foreign Currency Transactions For Peso Cards, 3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank's service fee. For foreign currency transactions converted to Philippine Peso at point of sale, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to P1,000 and up, or its foreign currency equivalent.
Multiple Payment Fee P40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank
Dormancy Fee All active cards with negative balance will be charged a Dormancy Fee of P200 or an amount equivalent to the credit balance (whichever is lower) if there is no activity for 24 months. Likewise, all blocked/closed accounts with negative balance, will be charged with a Dormancy Fee of P200 or an amount equivalent to the credit balance (whichever is lower) if there's no activity for 3 months.
Over Limit Fee Php500 will be charged on cycle day when the Outstanding Balance plus unbilled installment exceeds the account's permanent credit limit on cycle day. If an account has a stand-alone installment limit, the account will be considered Over limit if the sum of the regular Outstanding Balance, Installment Outstanding Balance, and unbilled installment exceeds the sum of the regular credit limit and stand-alone credit limit on cycle day.
Balance Transfer Processing FeeP100 
Minimum Amount Due The sum of (a) 5% of Total Amount Due or P500, whichever is higher; (b) Past Due Amount (if any); (c) Current Late Charges; and (d) Over-Limit Amount
Promos for this Card
Get a free USB OTG for your Robinon's Appliances purchases
Save P500 OFF on installation fees when you enroll your RCBC Bankard in any AUTO-CHARGE biller.
Get a free Purefood Fiesta Ham with your RCBC Bankard at WalterMart Supermarket!
Get 30% OFF + 0% installment with Buy Now Pay Later options at Matt Mason Furniture

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