Great news! The flexible Unli 0% purchase conversion feature of your RCBC Bankard
just got even more flexible!
Enjoy longer payment terms of up to 36 months with a very minimal add-on rate for every straight purchase you convert.
Convert your straight purchases to 3 months, 0% installment.
There is still no limit to the number of times you can avail of UNLI INSTALLMENT and UNLI 0% and no minimum amount for conversion.
Simply call 888-1-888 to let us know your preferred payment term.
The choice is yours!
Terms & Conditions
Unli Installment and Unli 0% Installment (“Unli 0%”) are purchase conversion features of RCBC Bankard* that allow cardholders to convert their straight purchase into 0% installment, by calling RCBC Bankard’s Customer Service Numbers (888-1888 or 888-1883). There is no minimum amount for conversion, and no maximum number of times that a cardholder can avail of this feature.
On the other hand, the following transactions are excluded from Unli 0% conversion: Installment, Cash Advance, Cash Loan, Balance Transfer, Balance Conversion, and Casino/Gambling Transactions. Unli 0% conversion is a non rewards point/cash/rebate/airmile earning transaction.
Effective April 1, 2018, the processing fee for Unli 0% purchase conversion will be P100 for purchases below P10,000 and P200 for purchases P10,000 and up.
*RCBC Bankard Dollar and UnionPay Cards are excluded from Unli Installment and Unli 0% programs.