Easyterms Installment

Want a worry-free way of buying a big-ticket item? You can, with your RCBC Bankard!

With RCBC Bankard Easyterms Installment Program, choose to pay through Installment at selected merchants at 0% interest, for 3, 6, 9, 12, or up to 24 months term! (to be confirmed with merchant partner on available 0% interest terms)

Easyterms 0% Interest Installment Merchants

Here’s a list of our installment accredited merchants.

ABENSON
Available for up to 24 months
SM APPLIANCE
Available for up to 12 months
SM DEPARTMENT STORE 
Available for up to 6 months
POWER MAC CENTER 
Available for up to 24 months
OCTAGON 
Available for up to 24 months
MX MEMOXPRESS 
Available for up to 12 months
FONE STYLE ACCESSORIES
Available for up to 12 months
ANSON 
Available for up to 24 months
ROBINSONS APPLIANCES
Available for up to 24 months
ROBINSONS DEPARTMENT STORE
Available for up to 6 months
ELECTROWORLD 
Available for up to 6 months
SILICON VALLEY 
Available for up to 24 months
AUTOMATIC CENTER 
Available for up to 24 month
WESTERN MARKETING
Available for up to 24 months
MEGA ONE PHONES & GADGETS 
Available for up to 24 months

See the full list of merchants here.

Inquire with the partner merchant as to the available installment term (3, 6, 9, 12 and 24 months) they are offering.

If your chosen merchant is not in the list, then just purchase whatever you want in retail or straight charge using your RCBC Bankard and then call 888-1-888 to convert your purchases to installment and pay in low interest rates for up to 36 months or you may opt to pay in 3 months 0% interest through Unli 0% Installment.

 

Terms & Conditions:

 

 

 

 

  1. Qualified cardholders may avail of the Easyterms 0% Installment for a minimum single purchase worth P3,000.
  2. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
  3. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  4. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy NowPay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date.
  5. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment
  6. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.
  7. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.