Easyterms Installment

Want a worry-free way of buying a big-ticket item? You can, with your RCBC Bankard!

With RCBC Bankard Easyterms Installment Program, choose to pay through Installment at selected merchants at 0% interest, for 3, 6, 9, 12, or up to 24 months term! (to be confirmed with merchant partner on available 0% interest terms)

Easyterms 0% Interest Installment Merchants

Here’s a list of our installment accredited merchants.

ABENSON
SM APPLIANCE
SM DEPARTMENT STORE
POWER MAC CENTER
OCTAGON
MX MEMOXPRESS
FONE STYLE ACCESSORIES
ANSON
ROBINSONS APPLIANCE
ROBINSONS DEPARTMENT STORE
ELECTROWORLD
SILICON VALLEY
AUTOMATIC CENTER
WESTERN MARKETING
MEGA ONE PHONES & GADGETS

See the full list of merchants here.

If your chosen merchant is not in the list, then just purchase whatever you want in retail or straight charge using your RCBC Bankard and then call 888-1-888 to convert your purchases to installment and pay in low interest rates for up to 36 months or you may opt to pay in 3 months 0% interest through Unli 0% Installment.

 

Terms & Conditions:

 

 

  1. Qualified cardholders may avail of the Easyterms 0% Installment for a minimum single purchase worth P3,000.
  2. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
  3. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  4. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy NowPay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date.
  5. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment
  6. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.
  7. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.