Digital Services

Go paperless and get quick access to your statements online.


Balance Inquiry SMS Service Get your Account Information via SMS

Get your account details – Available Credit Limit, Outstanding Balance and Last Payment Status – in an instant by sending an SMS from your registered mobile number. To learn more about this service, click here.

View Your Statement Online View Your Statement of Account Online

Manage your RCBC Bankard credit cards online, anytime from any device via RCBC Bankard Online. Find out your outstanding balance and available credit or review your recent transactions. Your monthly Statements of Account are available online for you to refer to any time you want. Access RCBC Bankard ONLINE here.

Enroll in e-Statement Via Email Enroll in eStatement Via Email

Enjoy the clutter-free convenience of receiving your monthly card statements directly from your email account by enrolling in the e-Statement Via Email Facility. Guaranteed no late arrivals of your monthly card dues, you will be able to settle your bills on time!

Pay your RCBC Bankard Bill Online Pay your RCBC Bankard Bill Online

Settle your monthly RCBC Bankard credit card dues right in the comfort and convenience of your home via an online payment facility powered by BancNet. For cardholders who have BancNet ATM accounts, you can pay through or through the online banking facilities of your bank-of-account like RCBC Online Banking.

Shopping is not fun when you are in constant fear of fraud. Simply enroll/register your RCBC Bankard in these online shopping security solutions:


Shop Secure Shop Secure
Every time you shop online at participating 3D Secure websites i.e. airline and hotel booking sites, e-commerce and online retailer sites, you will be prompted to key in your One-Time Password (OTP) which will be sent to your registered mobile number. Learn more about OTP here.
Webshopper Webshopper
Perfect for buying small-ticket items online, Webshopper is a reference device that you can use for online shopping without having to reveal your main RCBC Bankard card details. Get your free web shopper here.
Spend Monitor Spend Monitor
Enjoy peace of mind through real-time SMS alerts with an updated tracking of your allocated budget each time you make a purchase. Enroll your RCBC Bankard in Spend Monitor online here.
EMV Technology EMV Technology
To serve as added protection against fraud that results from card cloning, your RCBC Bankard now uses chip technology. This means that your card carries a microchip that records all your transactions and personal data which cannot be accessed by anyone. EMV technology guarantees greater transaction security against fraud not possible with traditional magnetic stripe cards.