Effective January 1, 2019, Cash Advance will be available six (6) months after the card issuance date. Withdraw cash up to the extent of your Cash Advance Limit at any ATM bearing the Bancnet logo (for local member banks) or Cirrus/Plus/JCB/UnionPay (specific to the credit card scheme) using your Cash Advance PIN or through over-the-counter at all Metro Manila and selected provincial branches of RCBC. Every cash advance transaction is charged a service fee of 3% or P500 (US$10), whichever is higher and an interest charge at the prevailing rate, which will be computed from availment date until full payment date.

Note: Other banks may charge an ATM convenience fee for your cash advance transactions.

Rizal Commercial Banking Corporation (RCBC) is regulated by the Bangko Sentral ng Pilipinas (BSP).  For inquiries and complaints in relation to RCBC Bankard Credit Cards, please call RCBC Bankard Customer Service Hotline at (02) 888-1888, send an email at, or the BSP Financial Consumer Protection Department at (02) 708-7087.