Advisory on Changes in Fees

Please be advised of the following changes in fees effective January 15, 2021:

  • LATE PAYMENT FEE: Fixed fee of Php850 or the minimum amount due, whichever is lower.

  • OVER LIMIT FEE: Php600 will be charged at any time the outstanding balance plus unbilled installment exceeds the account’s permanent credit limit. The Over Limit Fee will be charged once within the statement cycle.


To manage your credit limit and to forego paying fees, we encourage you to track your card usage by enrolling in the RCBC Online Banking app.

For any credit limit increase requests, please go to our Contact Us page and select "Increase in Credit Limit" from the menu selection.