RCBC Bankard Gold Cards

The card for those moving up the ladder of success.

Accepted at millions of locations worldwide, RCBC Bankard Gold Card serves as your key to international shopping and entertainment payment convenience. MasterCard, Visa and JCB let enjoy financial flexibility and unsurpassed acceptance.

Wide Recognition and International Acceptance
RCBC Bankard credit cards are widely accepted and recognized by major establishments throughout the country and in various establishments worldwide. Cardholders only need to look for the MasterCard, Visa and JCB logos to enjoy financial flexibility and world-class service.

Peso Payment Convenience
RCBC Bankard cardholders can charge in various currencies abroad and pay in pesos when they get back home.

RCBC Bankard Easyterms Installment
RCBC Bankard’s Installment Program, known as RCBC Bankard Easyterms, allows cardholders to purchase big-ticket items and pay at (1) 0% interest for 3, 6, or 12 months or (2) low monthly interest rates at regular installment terms. Cardholders can also purchase anything they want on retail then call RCBC Bankard Customer Service to convert their retail purchases to installment.

Balance Conversion
A feature of the RCBC Bankard Installment program, this allows cardholders to convert their outstanding balance or upcoming retail transactions to installment just by calling RCBC Bankard Customer Service at 888-1-888.

Flexible Rewards Program
Whether it’s CASH REBATE, GIFT VOUCHERS, or CASH CREDIT to your RCBC account, your RCBC Bankard leaves the choice up to you! It’s the only credit card with the most flexible rewards program. Click here for details.

Cash Advance
Have instant access to cash wherever you are in the world with your RCBC Bankard! You can get up to 30% of your credit limit, via cash withdrawal  at any ATM bearing the Cirrus or Visa sign logo. Learn more here.

Exclusive Promotions

• Father’s Day Treats at LJC Restaurants!

  Dine with Dad at any LJC Restaurants this June and get him a chance to win an iPad mini! More »

• VISA Zalora Monday Sale

  Get an additional 5% off storewide when you use your RCBC Bankard Visa. More »

• Travel Assistance and Concierge Service Benefit

  Enjoy world-class concierge service and travel assistance anywhere you travel with your RCBC Bankard! More »

• Agoda Best Booking Treats

  Your RCBC Bankard just made booking hotel stays anywhere in the world more convenient and affordable with Agoda.com. More »

• Unli 0% Installment: Summer 2013 Edition

  Convert ALL your spending this summer to 0% Installment for 3 months with a minimum of P3,000 single-receipt straight transaction. More »

• Exclusive Treats from VMV Hypoallergenics

  Protect your skin this summer with the safest, most effective skin care treatment courtesy of your RCBC Bankard. More »

• Win a Priceless Holiday!

  Use your RCBC Bankard MasterCard abroad and you could win 1 of 3 all-access tours for you and three companions to Toronto, Sydney or Singapore. More »

• Cathay Pacific Premium Economy Class Promotion

  Get a free upgrade to Business Class when you book long-haul Premium Economy seats with your RCBC Bankard Visa. More »

• Automatic Centre’s Installment Deals

  You can now purchase Samsung gadgets at 0% installment for 12 months plus discounts and freebies! More »

• FREE Lunch Buffet at Spiral with Visa

  go. Indulge in a free lunch buffet at Spiral with your RCBC Bankard Visa Gold and Visa Infinite card. More »

• Dining Destination Exclusive Treats

  Enjoy exclusive dining deals plus a chance to win back what you spent with your RCBC Bankard MasterCard. More »

• Experience RCBC Bankard Destination

  Enjoy great shopping, dining, pampering. Experience RCBC Bankard Destination. More »

• Get your Blackberry Z10 LTE at Globe!

  Get your Blackberry Z10 LTE only from Globe at Plan 1799 with a low monthly cash-out at 0% installment for 24 months on your RCBC Bankard! More »

• Beauty and Wellness Installment Offer

  With your RCBC Bankard Premium Card, focusing on your health and restoring wellness is a breeze. More »

• Discounts at Hotel Celeste and Boracay Tropics

  Great offers from Hotel Celeste and Boracay Tropics available to you through your RCBC Bankard! More »

• 0% Interest at The SM Store

  Valid on P5,000 minimum purchase from January 1 to December 31, 2013 on 3 months installment plan More »

• Apply Online Now
• Download Image Application Form
  Page 1 of 2 (876KB)
  Page 2 of 2 (588KB)
• Download PDF Application Form*
  (File Size: 417KB)
  *Requires Acrobat Reader.
  Click here to get it.
• Apply for a FREE extension card now
  (for existing cardholders only)
  Apply now for a supplementary card online
  Download PDF supplementary card application form
  Want to know more? Click Here.