Gastronomic Rewards at WESTERN Appliances

Gastronomic Rewards at WESTERN Appliances

PROMO MECHANICS

1. The promo is open to all existing RCBC Bankard Principal and Supplementary cardholders (“Cardholders”) whose accounts are active and in good credit standing, excluding RCBC Bankard Union Pay, Corporate, and Dollar credit cards.

2. Promo runs from July 16 to September 15, 2017.

3. Promo offer is applicable to installment credit card transactions only.

4. During the promo period, RCBC Bankard shall offer the following at Western Appliances:

Gift with Purchase

  • Free Rice Cooker for a minimum single receipt  0% Installment purchase of P25,000 based on SRP
  • Free Multi-Purpose Cooker for a minimum single receipt  0% Installment purchase of P50,000 based on SRP

Easyterms 0% interest Installment
RCBC Bankard cardholders can avail the select products for up to 24 months at 0% Installment.

Buy Now Pay Later
RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.

5. The offer cannot be exchanged for cash, gift certificates, privileges, rewards and/or other items/products other than the offers indicated above and cannot be availed of with other ongoing promotions of RCBC Bankard & Western Appliances.

6. Promo offer should be given instantly in the branch where the purchase was made.

7. Any dispute concerning the promo offer and service shall be settled directly between the Cardholder and  Western Appliances.

8. In case of dispute in respect of RCBC Bankard only and the customers’ eligibility and availment of promo, the decision of RCBC Bankard with the concurrence of DTI shall be considered final. However, if dispute involves Western Appliances and its performance and/or delivery of services and/or products to customers, subject to the Promo Mechanics stated above, the decision of RCBC Bankard and Western Appliances with the concurrence of DTI shall be considered final.

Per DTI- FTEB Permit 10471, Series of 2017

 

EASYTERMS 0% INSTALLMENT TERMS & CONDITIONS

  1. Qualified cardholders may avail of the Easyterms 0% interest for a minimum single purchase worth P3,000.
  2. Easyterms 0% interest is applicable if the cardholder pays his/her monthly installment in full.
  3. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  4. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy Now Pay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date. Succeeding amortizations shall be billed every month thereafter until full transaction amount is paid in full.
  5. Easyterms 0% installment merchant partners have the sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% interest offering.
  6. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.
  7. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.