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Home > RCBC Bankard Rewards

RCBC Bankard Rewards

Committed to providing you with the best in credit card benefits and features, we have revitalized and reformulated your Rewards Program to give you a more rewarding credit card experience you are not likely to forget. Unquestionably the most rewarding so far, the RCBC Bankard Rewards Program is also the most flexible as it offers various ways by which you can use your accumulated points including exchanging your points for cash which you can use to either pay your outstanding balance or to purchase other items you want. No need to restrict your choices to items printed in a catalog!

Earn one (1) rewards point each time you charge P36 to your card or P125 from supermarkets, drugstores, or gas stations.*

*Applicable to RCBC Bankard MasterCard Gold and Classic cards, RCBC Bankard Visa Gold and Classic cards, RCBC Bankard JCB Gold and Classic cards, RCBC Bankard Black Card and RCBC Bankard MasterCard World. See rewards information uniquely for each card. Choose your RCBC Bankard credit card below:

The following table gives you an idea of the Peso equivalent of your accumulated points.

RCBC Bankard Rewards Table

Points Rewards
800 P200.00 Rewards Voucher or P 200.00 Gawad Kalinga Donation
2,000 P500.00 Rewards Voucher or P 500.00 Gawad Kalinga Donation
4,000 P1,000.00 RewardsVoucher or P 1,000.00 Gawad Kalinga Donation
20,000 P5,000.00 Rewards Voucher or P 5,000.00 Gawad Kalinga Donation



4,000 Annual Fee Waiver for Principal Classic
2,000 Annual Fee Waiver for Extension Classic
9,600 Annual Fee Waiver for Principal Gold
4,800 Annual Fee Waiver for Extension Gold

Your revitalized Bankard Rewards Program offers you new and exciting ways to use your Rewards Vouchers:

  • Exchange your vouchers for cash and credit this to your RCBC Bankard Credit Card account for use as spending credit or to pay off your outstanding balance.


  • Exchange your vouchers for cash for deposit to your RCBC or RSB current or savings account


  • Exchange your vouchers for a Manager's Check to be delivered directly to your billing address within 24 hours.


  • Use your vouchers to shop at Rustan's, Robinsons or SM Department Stores by exchanging them for gift checks


  • Apply your vouchers as direct payment for goods and services at participating merchants like Abenson, Anson's, Automatic Centre, Globe, or the various upscale Store Specialist outlets like Armani, Anne Klein, Bally, and many more. For a more detailed list of Rewards merchants, click here.


  • Apply your Rewards points as waiver for your succeeding year's annual fee.


  • Donate your Rewards points to Gawad Kalinga as part of Bankard's Rewards for the Soul advocacy program.


To claim all these exciting and power-packed rewards, simply call Bankard Customer Service at 888-1-888 for RCBC Bankard MasterCard, Visa, and JCB or 888-1-883 for the Platinum Card Concierge Service.

All these wonderful and new ways to use your rewards points are unique and available only to you because you are an RCBC Bankard cardholder.

Keep using your card and start accumulating those points. In no time, the amount of money you charged for shopping will all be credited back to you in the form of rewards!

To see the Bankard Rewards Primer, click here.


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