RCBC Bankard InstaCard

RCBC Bankard InstaCard Program


Get the RCBC Bankard credit card suited to your needs without having to wait for credit approval! It’s 100% guaranteed with no credit check regardless of your past credit history. Plus you determine the credit limit you want.

Enjoy the following unique benefits with your RCBC Bankard credit card:

  • Low revolving fee of only 2.5% per month
  • Low membership fee of P60 per month


TO GET YOUR RCBC BANKARD, SIMPLY:

  1. Choose the right RCBC Bankard credit card for you:
  2. Go to your nearest RCBC or RCBC Savings Bank branch to open an InstaCard account.
  3. Accomplish and submit the following required documents:
    • Valid IDs
    • InstaCard Application Form (form available at the branch)
    • Time Deposit Account Opening Forms (form available at the branch)
    • Deed of Assignment

IMPORTANT REMINDERS:

  • Applicant must be at least 18 years old.
  • Minimum amount of deposit is P100,000 for Platinum and P5,000 for other cards.
  • Membership Fee is free for the first 12months and lower than usual for succeeding months.
  • Revolving interest rate is a low 2.5% for peso cards and 2.0% for dollar cards.
  • Security must be in the form of a hold-out time deposit at any RCBC or RCBC Savings Bank branch.  The bank’s existing time deposit interest rates will apply.

InstaCard Fees and Charges

Get in touch with us to learn more about InstaCard!

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