Source: Malaya Business Insight
Publication Date: 13 June 2011
A credit cardholder who lacks discipline in monitoring his spending habits can easily lose track of where exactly his money is going.
A typical monthly statement only lists your purchases for your validation, but it doesn’t reveal if your spending pattern goes more on food, gas or groceries every month.
This is what RCBC, through its servicing entity Bankard Inc.,a pioneer in credit card issuing, now offers its cardholders – a new and first-of-its kind feature called the Spend Analyzer.
Printed in the monthly statement of account, the Spend Analyzer is designed to give you a clear picture of the items or services you purchased for a particular month using your RCBC Bankard credit card.
Instead of simply listing your purchased items, the Spend Analyzer groups them into distinct categories: Supermarket for groceries; Department Store/Apparel for clothing and accessories; Dining for restaurants, bars, and fastfood bills; Motoring for gas and automotive services; Medical for medicines, healthcare and hospital expenses; Utilities for electricity, water, telco, cable TV and the like; and Others for cash advances, installment and other transactions.
According to Bankard president & CEO Oscar Biason, the Spend Analyzer demonstrates the company’s commitment to innovate and serve its customers better.
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