 Pay Easy Plan Installment
myDream JCB card is accepted for Bankard Installment at the following effective monthly installment rates:
| TERMS |
EFFECTIVE RATES |
FACTOR RATES |
| 3 months |
1.75% per month |
0.345067 |
| 6 months |
2% per month |
0.178526 |
| 12 months |
2.25% per month |
0.0960174 |
| 18 months |
2.50% per month |
0.06967008 |
| 24 months |
2.75% per month |
0.05746863 |
myDream JCB cardholders also have the option to convert all or part of their outstanding balance or retail purchases to installment any time just by calling the myDream JCB Customer Hotline at 888-1818.
Sample computation of monthly installment for an item purchased at P10,000 for a 12-month term:
FORMULA: Item Price x Factor Rate = Monthly Installment
EXAMPLE: P10,000 x 0.0960174 = P960.17/month
Based on the example, the cardholder's monthly installment is only P960.17.
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