Mango-RCBC Bankard MasterCard

Mango-RCBC Bankard Mastercard

Want to glam up in style the Mango fashionista way? Get this card and stay on top of the latest Mango events and product releases at exclusive rates. You can even pay in installment!

  • Exclusive Members-Only Sale available only to Mango-RCBC Bankard cardmembers
  • 0% installment at 3 and 6 months at any Mango, H.E. by Mango, Mango Kids, and Mango Touch stores

 

Exclusive Privileges

  • 0% installment at 3 and 6 months at any Mango, H.E. by Mango and Mango Touch store
  • Exclusive Members-Only Sale available only to Mango-RCBC Bankard cardmembers
  • Priority access to next season’s catalog offers
  • First-hand advice on the latest hot offers

 

Rewards Program

Earn one (1) rewards point each time you charge Php125 or Php250 from supermarkets, drugstores, or gas stations. Redeem your Rewards Points and exchange them for Shopping Vouchers or credit to your RCBC Bankard account.

There is no limit on how much you can earn, and your rewards never expire!

RCBC Bankard Mango Mastercard Fees & Charges

Membership Fee Principal P100/month
Membership Fee Supplementary P75/month
Monthly Interest Rate/
Monthly Effective Interest Rate
3.50% / 3.54%
Returned Check Fee P1,000
Invoice Retrieval Fee P150
Card Replacement Fee P300
Cash Advance Fee 3% of cash amount availed of or P500, whichever is higher, and an interest charge at the prevailing rate which will be computed from availment date until full payment date
Late Payment Fee P400; in cases of multiple past dues occurrences exceeding 3 months for the past 12 months: P500 (4 to 6 months) or P600 (7 months and above)
Installment Pre-Termination Fee 5% of the unpaid principal amount or P500, whichever is higher
Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.)
For a list of quasi cash merchant categories, click here.
1% of the amount transacted
Gaming/Casino Service Fee 5% of every transaction or P1,000, whichever is higher
Cash Loan and C.H.A.R.G.E Processing Fee P150
Service Fee for Foreign Currency Transactions 3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank’s service fee. For foreign currency transactions converted to Philippine Peso at point of sales, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to P1,000 and up, or its foreign currency equivalent.
Multiple Payment Fee P40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank
Dormancy Fee P200 per month to be charged to: a) active accounts with negative balance and no activity for 24 months, b) blocked/closed accounts with negative balance and no activity for 3 months
Over Limit Fee P500 to be charged on cycle day when the outstanding balance plus unbilled Installment exceeds the permanent credit limit on cycle day
Minimum Amount Due The sum of (a) 5% of Total Amount Due or P500, whichever is higher; (b) Past Due Amount (if any); (c) Current Late Charges; and (d) Over-Limit Amount
If you pay any amount less than the Closing Balance/Total Amount Due or make a cash advance transaction, interest charge at the interest rate of your card will be computed on the Daily Outstanding Balance of your account (including any fixed monthly installment amount/s) from the date of the transactions until the end of the current statement period.