Landmark Anson’s-RCBC Bankard Mastercard
The breakthrough card that combines the benefits of a loyalty card, discount card, and credit card ALL-IN-ONE.
- 5% Rebate on your Landmark Department Store, Landmark Supermarket and Anson’s
- Get Rewards Points for your purchases outside Landmark.
5% Rebate on your Landmark Department Store, Landmark Supermarket and Anson’s** purchases every Mondays-Fridays, straight-charge transactions only, to be reflected in your statement.
**For your Anson’s purchases, maximum of P3,000.00 worth of single-receipt purchase is allowed.
Earn one (1) rewards point each time you charge Php50 at Landmark and Anson’s purchases or Php83.33 elsewhere. Redeem your Rewards Points and exchange them for Landmark Gift Certificates or credit to your RCBC Bankard account. There is no limit on how much you can earn, and your rewards never expire!
Earn one (1) rewards point each time you charge Php50 at Landmark and Anson’s purchases or Php83.33 elsewhere. Redeem your Rewards Points and exchange them for Landmark Gift Certificates or credit to your RCBC Bankard account.
There is no limit on how much you can earn, and your rewards never expire!
RCBC Bankard Landmark-Anson’s Mastercard Fees & Charges
|Membership Fee Principal||P80/month|
|Membership Fee Supplementary||P40/month|
|Monthly Interest Rate/ Monthly Effective Interest Rate||3.50% / 3.54%|
|Returned Check Fee||P1,000|
|Invoice Retrieval Fee||P150|
|Card Replacement Fee||P300|
|Cash Advance Fee||3% of cash amount availed of or P500, whichever is higher, and an interest charge at the prevailing rate which will be computed from availment date until full payment date|
|Late Payment Fee||P400; in cases of multiple past dues occurrences exceeding 3 months for the past 12 months: P500 (4 to 6 months) or P600 (7 months and above)|
|Installment Pre-Termination Fee||5% of the unpaid principal amount or P500, whichever is higher|
|Quasi-Cash Fee (for products like money transfer, prepaid cards/virtual account loading, tax payments, securities investments, etc.)
For a list of quasi cash merchant categories, click here.
|1% of the amount transacted|
|Gaming/Casino Service Fee||5% of every transaction or P1,000, whichever is higher|
|Cash Loan and C.H.A.R.G.E Processing Fee||P150|
|Service Fee for Foreign Currency Transactions||3.50% representing the Mastercard/Visa/JCB/UnionPay assessment fees and the Bank’s service fee. For foreign currency transactions converted to Philippine Peso at point of sales, whether executed in the Philippines, abroad or online, a service fee of 2.25% shall be applied to transactions amounting to P1,000 and up, or its foreign currency equivalent.|
|Multiple Payment Fee||P40 for every payment in excess of 3 payments within a statement cycle in non-RCBC payment channels: Bancnet, BDO, BPI, CIS Bayad Center, SM Payment Center, Unionbank|
|Dormancy Fee||P200 per month to be charged to: a) active accounts with negative balance and no activity for 24 months, b) blocked/closed accounts with negative balance and no activity for 3 months|
|Over Limit Fee||P500 to be charged on cycle day when the outstanding balance plus unbilled Installment exceeds the permanent credit limit on cycle day|
|Minimum Amount Due||The sum of (a) 5% of Total Amount Due or P500, whichever is higher; (b) Past Due Amount (if any); (c) Current Late Charges; and (d) Over-Limit Amount|
|If you pay any amount less than the Closing Balance/Total Amount Due or make a cash advance transaction, interest charge at the interest rate of your card will be computed on the Daily Outstanding Balance of your account (including any fixed monthly installment amount/s) from the date of the transactions until the end of the current statement period.|