Free-for-Life Supplementary Card (maximum of 5)
Cardholders can share the world-class and high-status benefits and privileges of their Black Card with their loved ones with the first FIVE supplementary cards FREE FOR LIFE!

Automatic Reversal of Annual Membership Fee
Annual membership fee is automatically reversed or waived upon card renewal if the cardholder's total accumulated billings charged for the last 12 months is at least P500,000


Power-Packed Bankard Rewards Program
Committed to providing you with the best in credit card benefits and features, we have revitalized and reformulated your Rewards Program to give you a more rewarding credit card experience you are not likely to forget. Unquestionably the most rewarding so far, the RCBC Bankard Rewards Program is also the most flexible as it offers various ways by which you can use your accumulated points including exchanging your points for cash which you can use to either pay your outstanding balance or to purchase other items you want. No need to restrict your choices to items printed in a catalog!

Every P36 you charge to your Black Card earns you ONE (1) Rewards point. The following table gives you an idea of the peso equivalent of your accumulated points:

RCBC Bankard Rewards Table

Points Rewards 800 P200.00 Rewards Voucher or P 200.00 Gawad Kalinga Donation 2,000 P500.00 Rewards Voucher or P 500.00 Gawad Kalinga Donation 4,000 P1,000.00 RewardsVoucher or P 1,000.00 Gawad Kalinga Donation 20,000 P5,000.00 Rewards Voucher or P 5,000.00 Gawad Kalinga Donation
4,000 Annual Fee Waiver for Principal Classic 2,000 Annual Fee Waiver for Extension Classic 9,600 Annual Fee Waiver for Principal Gold 4,800 Annual Fee Waiver for Extension Gold

Your revitalized Bankard Rewards Program offers you new and exciting ways to use your Rewards Vouchers:

• Exchange your vouchers for cash and credit this to your RCBC Bankard Credit Card account for use as spending credit or to pay off your outstanding balance.



• Exchange your vouchers for cash for deposit to your RCBC or RSB current or savings account



• Exchange your vouchers for a Manager’s Check to be delivered directly to your billing address within 24 hours.



• Exchange your vouchers for Cebu Pacific gift checks which you can use to purchase airfare tickets to both international and domestic destinations. (Travel taxes are to be shouldered by the cardholder or, if additional rewards points are still available, can be converted to a Manager’s Check which the cardholder can use as payment for the travel taxes.)



• Use your vouchers to shop at Rustan’s, Robinsons or SM Department Stores by exchanging them for gift checks



• Apply your vouchers as direct payment for goods and services at participating merchants like Abenson, Anson’s, Automatic Centre, Globe, or the various upscale Store Specialist outlets like Armani, Anne Klein, Bally, and many more. For a more detailed list of Rewards merchants, click here



• Apply your Rewards points as waiver for your succeeding year’s annual fee.



• Donate your Rewards points to Gawad Kalinga as part of Bankard’s Rewards for the Soul advocacy program

To claim all these exciting and power-packed rewards, simply call the Platinum Card Concierge Service.