 |
Exemplary Services
Fees and Charges
Annual Membership Fees
| Card Brand |
Principal |
Extension |
| Peso |
P3,600 |
P1,800 |
Revolving Interest Rate
A revolving interest rate of 3.5% per month will be charged to your outstanding balance when you pay only the Bankard Installment Minimum or 5% of your total outstanding balance.
Late Payment Charges
A service charge of 7% or P200, whichever is higher, will be charged to your past due balances.
Cash Advance Service Fee
A cash advance fee of 5% of the amount withdrawn or P200, whichever is higher, will be charged for every cash advance made.
Lost Card Replacement Fee
For every lost card, a replacement fee of P500 is automatically charged to the principal and/or extension.
Bankard Installment Interest Rates Table
Payment Term
(no. of months) |
Installment Interest
(per month) |
Balance Transfer Installment
Rates
(per month)
|
3 |
2.020% |
1.680% |
6 |
1.946% |
1.488% |
9 |
1.882% |
1.583% |
12 |
1.894% |
1.564% |
18 |
2.184% |
1.715% |
24 |
2.392% |
2.061% |
30 |
2.626% |
2.450% |
36 |
2.883% |
2.695% |
|
|
