Easyterms Installment

Want a worry-free way of buying a big-ticket item? You can, with your RCBC Bankard!

With RCBC Bankard Easyterms Installment Program, choose to pay through Installment at selected merchants at 0% interest, for 3, 6, 9, 12, 24, or up to 36 months term!

Easyterms 0% Interest Installment Merchants

Here’s a list of our installment accredited merchants.

If your chosen merchant is not in the list, then just purchase whatever you want in retail or straight charge using your RCBC Bankard and then call 888-1-888 to convert your purchases to installment and pay in low interest rates for up to 36 months or you may opt to pay in 3 months 0% interest through Unli 0% Installment.

MERCHANT NAME
5TH AVE ELECTRONIC CITY LISTEN UP
7 JEANS LJC BIKE AND ACCESSORIES
851 BIKE PARK LOUIS VUITTON PHILS
8TELCOM LOVE MY BODY
A-1 DRIVING LUCKY URBAN FURNITURE
ABE RESTAURANT LURE AESTHETIC
ABENSON LUX AVENUE BOUTIQUE
ACCENT MICRO PRODUCTS LUXETAL MANILA
ACE CENTERPOINT LYF WELLNESS AND BEAUTY
ACE HARDWARE LYNDERM FACIAL CENTER
ACE HOTEL AND SUITES LYRIC PIANO AND ORGAN
ACROTECH MICRO DEVICES M2 MOBILE PHONES
ADI-ASIANIC DISTRIBUTORS M20 ENTERPRISES
ADLAON OPTICAL MACOLYTES
ADORA RETAIL PHILIPPINES MADE FOR YOU
AEROPHONE ENTERPRISES MAGIC APPLIANCE CENTER
AEROPOSTALE MAKATI FORD
ALL DIGITAL HUB PHIL MAKATI MEDICAL CENTER (Aesthetic Services only)
ALL HOME MALAYAN INSURANCE
ALLPHONES MALAYAN SCHOLAR PROTECT
AMBASSADOR APPLIANCES MANGO
AMBIANCE ONE MANILA IMPERIAL MOTOR SALES
AMERICAN TOURISTER MANILA MEMORIAL CEMETERY
ANCORP HEALTHY WORLD MANILA WATCH EMPORIUM
ANSON EMPORIUM MAPLETREE
ANSONS@HOME MARIE FRANCE
APERTURE TRADING MARY MOUNT MATERNITY CHILDEN HOSPITAL
APPLE CENTER PHILIPPINES MASSIMO DUTTI
ARISTOCRAT MARKETING MATT MASON FURNITURE
ART GALLERY MAZDA
ASHLEY FURNITURE MBT
ASIAN EYE INSTITUTE MC HOME DEPOT
ASIAN HOME APPLIANCE CENTER MEDICAL CITY SATELLITE CLINIC
ASIARICH TRADING MEGA PHONES & GADGETS SHOP
ASTORIA MEGAMIND EVENTS MANAGEMENT
ASUNARO RESTAURANT & SNACK BAR MEGAPIXEL MARKETING
AUTOMATIC CENTER MENAGE SALON
AV SURFER MENDREZ
AVANZA – IOM METRO DENTAL
BABY & CO METRO HOME DEPOT
BABY COMPANY MICHELIS
BABY GUESS MICKEYS AUTOSOUND
BAG O’ SHRIMPS MIKROCELL PHONES AND ACCESSORIES
BAG RX MILADAY JEWELS
BALIUAG UNIVERSITY MIND ALLIANCE VENTURES
BALKE HOUSE OF LASAGNA MISONO
BATAAN FREEWAY CENTER POINT MITSUBISHI
BATANES CULTURAL CENTER MOBILE 1
BECKEN TRADING MOBILE EXPERTS
BEEPER CITY CELLPHONE & ACCESSORIES MOBILE NETWORK
BERSHKA MODLIVING FURNISHING
BEST MOBILE MONTEGANI
BEYOND CARE MEDICAL SPA MOSSIMO
BEYOND THE BOX MOSSIMO KIDS
BIOCARE SKIN SLIMMING MOVE
BIOESSENCE FACIAL AND SLIMMING MTV KLINIKA HEALTH SPA
BLIMS MUNIR TRADING
BLUE CROSS HEALTH CARE MX MEMOXPRESS
BLUE CROSS INSURANCE MY CARD
BLUELITE GADGETS NAIL TROPICS
BLUESPACE TECHNOLOGIES NEW PACIFIC RESOURCES
BM DOMINGO MOTOR SALES NIKE STADIUM
BOMA TECHCOM NISSAN COMMONWEALTH
BRASAS NISSAN MANTRADE
BROADWAY MOTOR SALES NIUTRITECH ALLIANCE
BSD INTERNATIONAL MOBILE NOKIA
BUDGETLANE SULITMARKET NOTHING BUT H20
BULGARI NUEVA ECIJA TRADING
C NMZSBI INC OCAMPO
CABLE CAR OCTAGON
CAIT FURNITURE SHOP OCTAGON COMPUTER
CAMERAHAUS OCTAGON COMPUTER SUPERSTORE
CANTINA DEL CARMEN ODYSSEY
CARD FOR LIFE OFFICINE
CASAMIA FURNITURE O-HEALTHCARE SOLUTION PHIL
CASUAL CLOTHING SPECIALIST ONE MALL ‘O POLLY WORLD
CELINE ORGANO GOLD INTERNATIONAL
CELLPOD SHOPPE ORIENTIQUE CORP
CHERRY MOBILE ORIGIN GOLD JEWELERS AND GIFT SHOP
CHEVROLET OROCRAFT
CHRIS SPORTS ORODIAM JEWELRY
CHRONOS TIME CENTER OUR HOME
CIRCLE K P B DIONISION AND CO
CIRCUIT CITY PAINTBALL REPUBLIC EXTREME
CITIMOTORS PAN PACIFIC COMUTER CENTER
CMG PAPI’S RIDE BIKESHOP
CMK CELLPHONES AND ACCESSORIES PATDU MD MEDICAL CLINIC
CNM TRAVEL AND TOURS PAYLESS SHOE SOURCE
COLDSTONE CREAMERY PC CHAIN SUPERSTORE
COLEHAAN PC CLICK COMPUTER
COLOURS DIGITAL PHOTO PC EXPRESS
COMMONWEALTH TIRES AND SERVICES PC GILMORE
COMPLINK MARKETING PC LIVE
COMPUTERBYTES PCWORX IT SOLUTION
CONTURA MEDICA GROUP PEARL OF THE PACIFIC
CORPORATE INTERNATIONAL TRAVEL AND TOUR PENDERIE BOUTIQUE
CP VISION EYEWEAR SHOP PEOPLE ARE PEOPLE
CREDIT PROTECT PLUS PERFECT SHOT
CROCS PHILCOPY
CROSSINGS PHILIPPINE AIRLINES
Curry Bee PHONEVILL MOBILE
CYCLING ZONE PIANDRE COOP
CZARINA JEWELRY PICTURE CITY
DAISO PILIPINAS MAKRO
DATAWORX OFFICE SOLUTIONS PLANET SPORTS
DCZAR ENTERTAINMENT AND KTV BAR PLANET TOYS
DENIM IGNITION CLOTHING INC PLATINUM EXECUTIVE GYM AND HEALTH
DENTAL CITY PLAY AND DISPLAY
DESIGNO ATELIER PMC EXPRESS HUB
DEUTER PODWORX
DG PHONE POWER AIRE
DIAMOND MOTORS POWER MAC CENTER
DIANA STALDER FACE AND BODY POWER PLAY MUSIC PLUS SPORT
DIGITAL WALKER CORPORATION POWER PREMIUM GADGETS
DIGITEL MOBILE POWER TELECOMSHOP
DIVER’S POINT PRECISION TEK MOTOR SERVICE
DON JUAN BBQ HOUSE PRINCE MOTOR
DR. MARTENS PROTON MICROSYSTEMS
DR SUSAN CASIPIT DENTAL CLINIC PULL & BEAR
KONG QUALITY CELLULAR PHONE
SMILE QUANTUM HOTELS
DUSIT HOTEL NIKKO QUICKDRIVE DRIVING SCHOOL
DWELL FURNITURE RAE AUTO ELECTICAL AND BATTERY
DZ-RACING INNOVATION AND PERFORM RAGS2RICHES
E MURIO INC RAPIDE AUTO SERVICE CENTER
E-HUB COMPUTERS RDM TRAVEL AND TOURS
ELARZ LECHON REPUBLIC APPAREL
ELECTROWORLD RESIDENCIA BORACAY RESORT
EMPIRE CENTRE FOR REGENERATIVE MEDICINE RETAIL SPECIALIST INC
ENSO’S BIKE SHOP REVERB APPLIANCE CENTRUM
ESCADA REYES DENTAL CLINIC
ESLENDRE BODY SLIMMING AND SCULPT RK SUBIC INC
ESSENCE FURNITURE ROBINSONS APPLIANCE
EVANGELINE HOME FURNITURE ROBINSONS DEPARTMENT STORE
EVER PLUS SUPERSTORE ROYAL CHEF SEAFOOD RESTAURANT
EVER SUPERMARKET ROYAL STAR APPLIANCE MARKETING
EXECUTIVE OPTICAL ROYQUEEN
EXTRA EXCEL RSB HQ TRADING
EYE STOP RUDY PROJECT
FACIAL PLUS RUE CHEPHRI
FAIR N SQUARE EMPORIUM RULLS CELLPHONE & ACCESSORIES
FAMILY SHOPPERS UNLIMITED INC RUSTAN MARKETING SPECIALIST
FEELMORE SPORTS AND MUSIC RUSTANS
FERNANDINA SUITES RYAN BIKES
FERNBROOK RYUEN YAKINIKU RESTAURANT
FERNWOOD GARDENS RYUMA RAMEN
FIGARO COFFEE SABAK SPORTS
FILWAY MARKETING SAMSONITE
FINASIA GLOBAL MARKETING SERVICE SAMSUNG
FINDS DEPARTMENT STORE SAMSUNG MOBILE
FINIO SAMSUNG STYLE
FLIGHT 001 SAN FERNANDINO HOSPITAL
FOCUS GLOBAL INC SANDZTEL MOBILE
FOGON SARAH VICTORIA FURNITURE
FOLDED & HUNG SAVEMORE
FONE STYLE ACCESSORIES / CELLWAY SAVERS APPLIANCE DEPOT
FOREVER 21 SAVERS DIGITAL HUB
FOREVER AGAPE AND GLORY SAVERS MART
FOURKINGS LUMBER AND CONSTRUCTION SB FURNITURE
FRAGRANCE COMPANY SFERA
FRAGRANCE FACTORY SHAKEY’S
FRESH HEALTHY CAFÉ SHAN AUTOWORKS
FRESH TOUCH SPA SHISEIDO BEAUTY CENTER
FULLY BOOKED SHOPWISE
G BY GUESS SHRIMP BUCKET
GA YUPANGCO AND CO SIGN ON ELECTRONICS
GADGET KING SILICON VALLEY
GADGETS IN STYLE SILVER OAKS SUITES HOTEL
GAISANO MALL SIMPLY SHOES
GAMES AND GADGETS SIR WILLIAMS HOTEL
GAN ADVANCED OSSEOINTEGRATION INC SKIN FOOD
GARDEN OF MEMORIES MEMORIAL PARK AND CHAPELS SKIN INTERGRITY AESTHETIC CENTER
GATMAITAN MEDICAL AND SKIN TREATMENT SKIN STATION
GEM TIME PLUS SKINTOLOGY THE SCIENCE OF AESTHETIC, INC.
GEMS AND JEWELS SLIMMERS WORLD
GENERATION 3 ENTERPRISE SM APPLIANCE
GENSTEAD SM DEPARTMENT STORE
GHL SM HYPERMARKET
GHUZE SM SUPERMARKET
GIGAHERTZ COMPUTER SYSTEM SMILE CITY DENTAL ESSENTIAL
GILIGANS ISLAND RESTAURANT SOFITEL PHILIPPINE PLAZA
GIRLTEKI SOGO HOME AND OFFICE CENTER
GIVENCHY SOKKIN INC
GLOBE TELECOM SONY CENTER BY AVID
GLOBE TELECOM/INNOVE COMMUNICATIONS SONY CONCEPTS STORE
GLOBO ASIATICO SONY SQUARE
GLORIA BAZAR SONY XPERIA
GNU DENTAL CLINIC SOUTHEAST ASIAN TRAVEL
GOLDEN LADY EMPORIUM SPACE FURNISHING
GOLDS GYM SPOON PLACE TEA HOUSE
GOODLIVING CORPORATION SPORTFIT
GREATFIT MAKERS SPORTS CENTRAL MLA
GREATWALL NORTH EDSA SPORTSHOUSE
GREENHILLS LIFESTYLE GEN MDSE SPORTSPLEX PHILS
GREENTELCOM STA. LUCIA DEPARTMENT STORE
GROCER JOHN INC STACCATO
GUESS STAR TREND APPAREL
GUESS KIDS STESSO HEALTH AND BEAUTY
GUI BY 8TELCOM STORE SPECIALISTS
GUITAR SALON STRADIVARIUS
GYUMON YAKINIKU RESTAURANT SUBSCRIBERS MARKETING
HANDYMAN SUESH
HANS INFINITE TOOLS SUITEBLANCO
HBC SUMOSAM
HBC HOME OF BEAUTY SUNGLASS HAVEN PHILS
HELEN-JBD RESTAURANT SUNLIFE GREPA FINANCIAL
HELLO PLUS GADGETS & DIALOG TELECOM SURPLUS MARKETING
HEMM PHILS SUZUKI ALABANG ZAPOTE
HERMES SWATCH
HOME DEPOT SWATCH / GIFTGATE
HOME ELEMENTS SYPAULJOYCE HOME STYLE DEPOT
HOME GALLERY TEAM MANILA
HOME PLUS TECH SAVVY GADGETS
HOME WORKS TECHNO KID CENTER
HONDA CARS TERRANOVA
HONEYROCK BISTRO TERRATEL BUSINESS CONSULTING & SERVICES
HOPEMART INTERNATIONAL THE AMERICAN EYE CORRECTION CENTER
HOUR GLASS THE ATHLETES FOOT
HOUSE OF LASAGNA THE BAY ENTERTAINMENT NETWORKS
HOUSE OF OBAGI THE BODY SHOP
HOWARDS THE COMPUTER AUTHORITY
HYUNDAI THE ELECTRONICS BOUTIQUE
I DIGIWORLD THE FIRST FAMILY APPLIANCE
I-BYTE TRADING THE GIFT FACTORY
ICLICK INTERNATIONAL THE LANDMARK
IKTHUS THE LISTENING ROOM SIGHT AND SOUND
I’M PHONE MAN THE MEDICAL CITY
IMPERIAL APPLIANCE PLAZA THE MEDICAL CITY SATELLITE CLINIC
INBOX THE OFF PRICE
INFINITE QUALITY DESIGNS CENTER THE OPTICAL SHOP
INFOMAX THE RAIL
INFORMATICS THE STARTING LINE
INSTYLE FURNITURES THE TILE EXPO TRADING
INSULAR LIFE THE VENEZIA HOTEL
INTELLIGENT SKIN CARE THINKING TOOLS
INTERCARE CHIROPRACTIC CENTER TIME TREND
ISTILA COMPANHIA TIRE KING
ISUKOSHI TOBYS
ISUZU COMMONWEALTH TOP L LUMBER & CONSTRUCTION SUPPLY INC
ISUZU MANILA TOUCH AND TYPE ELECTRONICS
I-SWITCH TOUS LES JOUS
J & R ELECTRONICS AND APPLIANCE TOY KINGDOM
JANYLIN TOYOTA ALABANG
JB MUSIC AND SPORTS TOYS R US
JC BICYCLE CENTER TRAFFIC
JEJ CELLMANIA TR AUTOCARE SYSTEMS
JELLYBEAN TRANS GLOBEMASTER TRADING
JEMS GOLDCRAFT AND TRADING TRILLION CUT DIAMOND JEWELRY
JIMMY CHOO TRILOGY
JOMAFER SUPERMARKET TRUE VALUE
JONATHAN PINEDA DENTAL CLINIC U-BOAT
JOSEPH UNIGOLD JEWELRY
JRP AD CENTER UNO DE SINGKWENTA
JUBEI JIROH CLARISSE TRADING URBAN SUPERIOR INC
JUEGO UROLOGY CENTER OF THE PHILIPPINES
JUMBO 7 RESTAURANT VAIO SHOP
JUNDSON TRAVEL & TOURS VAN LAACK
JUNREX CELLPHONES AND ACCESSORIES VANDERBILT DIGITAL IMAGE BOX
JUSTICE VANS
KAMERAWORLD VENICE FURNITURE
KANIN CLUB VERA HOTEL & DEVELOPMENT NETWORK RUBBER PHILS INC.
KARAT GOLD VILLMAN COMPUTER
KATE SPADE VON DUTCH
KATHLEEN JOSHUA MOY CORP WALTERMART DEPARTMENT STORE
KAYA RESTAURANT WASHINGTON WATCHES
KCC PROPERTY HOLDINGS INC WELLCOM TELECOM
KIA CONGRESSIONAL WELLNESS SANCTUARY AND ORTHO
KIGHT INFINITY WELNESS CENTER WESTERN MARKETING
KING PAD WESTFAIR MARKETING
KING’S HOTEL WHITE MARKETING
KORONADAL COMMERCIAL CORPORATION WHITEHOUSE DENTAL OPTICAL
KRISTINE JEWELLERY WILCON BUILDER’S DEPOT
KULTURA FILIPINO STORE WINK LASER AND WAX STUDIO
KYLE JEWELRY SHOP WORLD BALANCE
L & B INTERNATIONAL TOURIST HOTEL INC XSITE MOBILE
L ‘INDOCHINE XT PRO COMPUTER SALES
LA SEDIA FURNITURE YAKITORI
LE JARDIN YANGCHOW FRANCHISE
LEVI’S YSA SKIN CARE
LIFE CYCLE BICYCLE SHOP YSTILO SALON/KHAYEBEE SALON
LINDENTEAK ZARA
L’INDOCHINE ZENEA
LI-NING ZHU KITCHEN
LINKPLUS.COM ZUNIC HEALTH AND BEAUTY
Terms & Conditions:

 

  1. Qualified cardholders may avail of the Easyterms 0% Installment for a minimum single purchase worth P3,000.
  2. Easyterms 0% Installment is applicable if the cardholder pays his/her monthly installment in full.
  3. RCBC Bankard Easyterms 0% Installment is subject to RCBC Bankard’s approval.
  4. RCBC Bankard credit cardholders have the option to charge their 0% installment transaction on Buy NowPay Later “BNPL” scheme wherein the first monthly amortization will be posted to the cardholder’s third cut-off date.
  5. Easyterms 0% Installment partner merchants have sole discretion over the term/s, item/s, minimum spend requirement and availability of BNPL applicable for the 0% installment
  6. The approved installment transaction is automatically deducted from the cardholder’s available regular credit limit.
  7. If cardholder decides to pay the installment plan in full before maturity, a pre-termination fee of Php500.00 or 5% of the unpaid principal amount, whichever is higher, will be charged.