Digital Services

Go paperless and get quick access to your statements online.


Balance Inquiry SMS Service Get your Account Information via SMS
Get your account details – Available Credit Limit, Outstanding Balance and Last Payment Status – in an instant by sending an SMS from your registered mobile number. To learn more about this service, click here.
View Your Statement Online View Your Statement of Account Online
Find out your outstanding balance and available credit or just review your purchases for the past two years. Your monthly Statements of Account are available online for you to refer to any time you want. To access the View Your Statement facility, click here.
Enroll in e-Statement Via Email Enroll in eStatement Via Email
Enjoy the clutter-free convenience of receiving your monthly card statements directly from your email account by enrolling in the e-Statement Via Email Facility. Guaranteed no late arrivals of your monthly card dues, you will be able to settle your bills on time! Enroll here.
Pay your RCBC Bankard Bill Online Pay your RCBC Bankard Bill Online
Settle your monthly RCBC Bankard credit card dues right in the comfort and convenience of your home via an online payment facility powered by BancNet. For cardholders who have BancNet ATM accounts, you can pay through or through the online banking facilities of your bank-of-account like RCBC Online Banking.
Online Calculators Online Calculators
RCBC Bankard empowers you with tools to help you manage your credit card account on your own! Calculate how much you will have to pay each month if you purchase an item on installment or, if you are planning to do balance transfer, find out how much you will have to pay each month based on the amount you will transfer.  Access online calculators here.

Shopping is not fun when you are in constant fear of fraud. Simply enroll/register your RCBC Bankard in these online shopping security solutions:


Shop Secure Shop Secure
Register your RCBC Bankard in Shop Secure and add a layer of protection via an Online PIN (Personal Identification Number) you can use every time you shop at accredited merchants online. Register here.
Webshopper Webshopper
Perfect for buying small-ticket items online, Webshopper is a reference device that you can use for online shopping without having to reveal your main RCBC Bankard card details. Get your free web shopper here.
Spend Monitor Spend Monitor
Enjoy peace of mind through real-time SMS alerts with an updated tracking of your allocated budget each time you make a purchase. Enroll your RCBC Bankard in Spend Monitor online here.
EMV Technology EMV Technology
To serve as added protection against fraud that results from card cloning, your RCBC Bankard now uses chip technology. This means that your card carries a microchip that records all your transactions and personal data which cannot be accessed by anyone. EMV technology guarantees greater transaction security against fraud not possible with traditional magnetic stripe cards.