Get on board with the BEST TRAVEL COMPANION

RCBC Bankard Best Travel Companion Crossborder 2012



Get on board with the BEST TRAVEL COMPANION

Use your RCBC Bankard for all your overseas travel expenses and online shopping and get a chance to WIN ANOTHER TRAVEL PACKAGE!

Traveling with friends and family members is fun; but traveling with a companion who wants to make your trip worry-free – that’s so much better!

This is where your RCBC Bankard credit card comes in handy. It’s the best companion you can take with you on your next trip overseas for the following reasons:

Wide RECOGNITION and International ACCEPTANCE.  Your RCBC Bankard is an international credit card that is widely recognized and accepted at millions of major establishments, not just within the country, but worldwide. It’s your key to international shopping and entertainment payment convenience. Simply look for the MasterCard, Visa and JCB logos to enjoy financial flexibility and world-class service.

Access to CASH ANYWHERE.  Through your RCBC Bankard, you enjoy access to cash of as much as 30% of your credit limit at any ATM bearing the MasterCard Cirrus or Visa Plus signs across the U.S. and in other countries and territories worldwide. You can also charge in various currencies abroad and then pay in pesos when you get back home. It’s like having a secret wallet that gives you cash wherever you are and whenever you need it.

One of the LOWEST CONVERSION FEES for Foreign Exchange Transactions.  Compared to other card brands, your RCBC Bankard charges you a low service fee on the converted sum of your foreign currency purchases. This translates to lower credit card bills and allows you to shop all you want without worry.

Discover the exemplary travel features and benefits of RCBC Bankard Premium cards. Click links below:

AND TO MAKE IT EVEN SWEETER, your RCBC Bankard is giving you a chance to travel again and win a travel package for two to Hong Kong, Bangkok, Singapore or Malaysia. Simply consolidate all your overseas spending, including your online shopping, on your card and earn raffle points.

Go to Promo Mechanics tab for full details.

Best Travel Companion Travel Package Prizes


1.   Promo period is from October 25, 2012 up to January 31, 2013

2.   This promo is open to all Principal and Extension cardholders of RCBC Bankard whose accounts are active and current and in good credit standing.  Purchases made by Extension cardholders will be counted under Principal cardholder’s account.

3.   A cardholder must use his/her RCBC Bankard abroad (that is, in merchants and ATMs outside the geographical borders of the Philippines) within the promo period, regardless of amount, TO EARN ONE (1) RAFFLE NUMBER FOR EACH OVERSEAS TRANSACTION.

4.   Internet purchases from online merchants overseas (that is, outside the geographical borders of the Philippines), regardless of amount, are also qualified TO EARN ONE (1) RAFFLE FOR EACH TRANSACTION.

5.   Purchase conversion, annual membership fee, local cash advance, late charges, and finance charges are excluded from the raffle.

6.   All employees of RCBC, Bankard Inc., its advertising agencies and their relatives up to the second degree of consanguinity or affinity are disqualified from joining the raffle.

7.   Bankard Inc.’s decision, in concurrence with DTI rules and regulations, regarding this promo will be deemed final and non-negotiable.

Raffle Draw and Prizes

1.   Raffle numbers will be electronically generated.

2.   Last day to earn raffle numbers is on January 31, 2013 at 11:59 PM (Philippine time).

3.   Total of FOUR (4) WINNERS will be drawn, to each win travel packages for 2, inclusive of airfare, hotel accommodation plus amenities for each destination:

  • Hong Kong, with transfer/s to renowned shopping outlet/s
  • Bangkok, with transfer/s to Siam Square shopping center
  • Singapore, plus 1-day pass to Universal Studios
  • Malaysia, plus 1-day tour at Genting Highlands

4.   Electronic raffle draw will be held on February 8, 2013 at the Bankard Head Office, 30/F Robinsons-Equitable Tower, #4 ADB Avenue corner Poveda Street, Ortigas Center, Pasig City, in the presence of representatives from the Department of Trade and Industry (DTI) and Bankard.

5.   Cardholders can only win once in the raffle.

6.   Bankard Inc. will shoulder all applicable taxes of the raffle prizes.  Raffle prizes are transferable but not convertible to cash.

7.   All additional fees (i.e. fuel surcharges, ticket servicing charge), government taxes, fees related to passport application will be for the sole account of the winning cardholder.  Terms and Conditions of partner supplier for the travel packages will also apply.

Claiming and Notification

1.   Raffle draw winners will be notified by registered mail sent to his/her billing address.  They will also be contacted via telephone on how to claim their prizes.

2.   Winning cardholders may also be published in a newspaper of general circulation and in Bankard’s website and Facebook page.

3.   RCBC Bankard accounts of winning cardholders must be active and in good credit standing at the time of the raffle and awarding of prizes.

Per DTI-NCR Permit # 9154 Series of 2012