Digital Services

Digital Services


You don’t have to be technology savvy to enjoy state-of-the-art online services in managing your RCBC Bankard credit card account. Everything is simple and menu-driven.

View your Statement Online

View Your Statement

Find out your outstanding balance and available credit or just review your purchases for the past two years. Your monthly Statements of Account are available online for you to refer to anytime you want. To access View Your Statement facility, click here.

Enroll in eSOA Via Email

Enroll in eStatement Via Email

Enjoy the clutter-free convenience of receiving your monthly card statements directly from your email account by enrolling in the e-Statement Via Email Facility. Guaranteed no late arrivals of your monthly card dues, you will be able to settle your bills on time! Enroll here.

Pay your RCBC Bankard Bill Online

Settle your monthly RCBC Bankard credit card dues right in the comfort and convenience of your home via an online payment facility powered by BancNet.For cardholders who have BancNet ATM accounts, you can pay through or through the online banking facilities of your bank-of-account like RCBC AccessOne.

Online Calculators

Online Calculators

RCBC Bankard empowers you with tools to help you manage your credit card account on your own! Calculate how much you will have to pay each month if you purchase an item on installment or if you are planning to do balance transfer, find out how much you will have to pay each month based on the amount you will transfer.  Access online calculators here.

Card Benefits

Card Benefits

Your RCBC Bankard has been developed to make your life better.  On top of providing you the most flexible Rewards Program, it’s your shopping companion that’s both empowering while espousing responsible spending.


Spend Wisely

Your RCBC Bankard provides you with first-of-its-kind financial management tools that give you financial control and empowerment.

Spend Analyzer spend-analyzerIt’s a built-in feature in your monthly statement that summarizes all your credit card transactions, and records it according to categories. Learn more about Spend Analyzer. Spend Monitor spend-monitorGives you peace of mind because you receive real-time SMS alerts with an updated tracking or your allocated budget each time you make a purchase. Enroll your RCBC Bankard in Spend Monitor.
Fast BillsPayFast BillsPay

Here’s a fast way to pay for your electricity, phone, water bills and more! You’ll even get rewards points for all your bills payment. Learn more about Fast BillsPay.

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Shop Safely

Shop with confidence knowing you’re covered with secure online shopping solutions and built-in card protection program.

 Shop Secureshop-secure
Purchasing big-tickets items online?  Add a layer of protection through the use of an Online PIN (Personal Identification Number). Register your RCBC Bankard in Shop Secure.
Web Shopper web-shopper
Perfect for buying small-tickets items online. It’s a reference device that you can use for online shopping without having to reveal your main RCBC Bankard card details. Get your free web shopper.
 Credit Protect Pluscredit-protect-plus
A one-stop card protection program that covers both unforeseen life events like death/disability and unauthorized purchases arising from fraud, theft or loss of credit card. Learn more about Credit Protect Plus.

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Pay in Installment

We give you the lighter ways to pay off your purchases.

 Easy Terms Installment easy-terms-installmentWant a worry-free way of buying a big-ticket item? You can, with your RCBC Bankard! Choose to pay through Installment at selected merchants or convert your straight purchase from any merchant, even your outstanding balance, to installment. Enjoy low monthly rates, even 0% interest, at 3, 6, 9 or 12 months terms. Learn more about Easy Terms.

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Travel Well

Truly, it’s your Best Travel Companion.

Fully-loaded Travel Privileges fully-loaded-travel
Your RCBC Bankard makes travel easy, so you can focus on making memories. Rack up on these privileges – Free Travel Insurance, Free Purchase Protection, Free Concierge Service, Free use of the Miascor Lounge, and 0% Installment on purchases abroad – when you travel abroad with your RCBC Bankard. Simply charge all your travel-related needs to your RCBC Bankard to automatically load up on exciting perks and benefits. See full coverage of Fully-loaded Travel Privileges.
International Acceptanceinternational-acceptance
Wide recognition and international acceptance wherever you are. You get instant access to cash anywhere in the world.  Your RCBC Bankard also gives you one of the lowest conversion fees for overseas-based transactions.

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Convenient Online Services

Digital ServicesDigital Services
Stay more organized with your finances by going paperless! View your latest statement of account; pay your credit card dues online, compute your monthly installment payments via an online calculator and enroll in the eStatement via email facility. Everything is simple and menu-driven. See all digital services here.
Get your food delivered to you hot and fresh through the exclusive RCBC BankardDining-on-Demand Food Delivery via City Delivery. Available through Hotline and Online. Order via Dining-on-Demand now.

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