Digital Services

Digital Services

Go paperless and get quick access to your statements online.


View Your Statement Online View Your Statement of Account Online
Find out your outstanding balance and available credit or just review your purchases for the past two years. Your monthly Statements of Account are available online for you to refer to any time you want. To access the View Your Statement facility, click here.
Enroll in e-Statement Via Email Enroll in eStatement Via Email
Enjoy the clutter-free convenience of receiving your monthly card statements directly from your email account by enrolling in the e-Statement Via Email Facility. Guaranteed no late arrivals of your monthly card dues, you will be able to settle your bills on time! Enroll here.
Pay your RCBC Bankard Bill Online Pay your RCBC Bankard Bill Online
Settle your monthly RCBC Bankard credit card dues right in the comfort and convenience of your home via an online payment facility powered by BancNet. For cardholders who have BancNet ATM accounts, you can pay through or through the online banking facilities of your bank-of-account like RCBC AccessOne.
Online Calculators Online Calculators
RCBC Bankard empowers you with tools to help you manage your credit card account on your own! Calculate how much you will have to pay each month if you purchase an item on installment or, if you are planning to do balance transfer, find out how much you will have to pay each month based on the amount you will transfer.  Access online calculators here.

Shopping is not fun when you are in constant fear of fraud. Simply enroll/register your RCBC Bankard in these online shopping security solutions:


Shop Secure Shop Secure
Register your RCBC Bankard in Shop Secure and add a layer of protection via an Online PIN (Personal Identification Number) you can use every time you shop at accredited merchants online. Register here.
Webshopper Webshopper
Perfect for buying small-ticket items online, Webshopper is a reference device that you can use for online shopping without having to reveal your main RCBC Bankard card details. Get your free web shopper here.
Spend Monitor Spend Monitor
Enjoy peace of mind through real-time SMS alerts with an updated tracking of your allocated budget each time you make a purchase. Enroll your RCBC Bankard in Spend Monitor online here.
EMV Technology EMV Technology
To serve as added protection against fraud that results from card cloning, your RCBC Bankard now uses chip technology. This means that your card carries a microchip that records all your transactions and personal data which cannot be accessed by anyone. EMV technology guarantees greater transaction security against fraud not possible with traditional magnetic stripe cards.


Card Benefits

Card Benefits

Your RCBC Bankard has been developed to make your life better.  On top of providing you the most flexible Rewards Program, it’s your shopping companion that’s both empowering while espousing responsible spending.

Spend Wisely

Your RCBC Bankard provides you with first-of-its-kind financial management tools that give you financial control and empowerment.


Spend Analyzer spend-analyzer

It’s a built-in feature in your monthly statement that summarizes all your credit card transactions, and records it according to categories. Learn more about Spend Analyzer.


Spend Monitor spend-monitor

Gives you peace of mind because you receive real-time SMS alerts with an updated tracking or your allocated budget each time you make a purchase. Enroll your RCBC Bankard in Spend Monitor.


Fast BillsPayFast BillsPay

Here’s a fast way to pay for your electricity, phone, water bills and more! You’ll even get rewards points for all your bills payment. Learn more about Fast BillsPay.

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Shop Safely

Shop with confidence knowing you’re covered with secure online shopping solutions and built-in card protection program.


Shop SecureRCBC Bankard Shop Secure

Purchasing big-tickets items online?  Add a layer of protection through the use of an Online PIN (Personal Identification Number). Register your RCBC Bankard in Shop Secure.


Web Shopper web-shopper

Perfect for buying small-tickets items online. It’s a reference device that you can use for online shopping without having to reveal your main RCBC Bankard card details. Get your free web shopper.


Credit Protect Pluscredit-protect-plus

A one-stop card protection program that covers both unforeseen life events like death/disability and unauthorized purchases arising from fraud, theft or loss of credit card. Learn more about Credit Protect Plus.

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Pay in Installment

We give you the lighter ways to pay off your purchases.


Unli 0% Installment Unli 0% Installment

Experience the most flexible 0% installment with the widest reach,  ALL YEAR ROUND! With UNLI 0% you can convert ALL your STRAIGHT purchases to 0% Installment for 3 months. Learn more here.


Easy Terms InstallmentRCBC Bankard Easyterms

Want a worry-free way of buying a big-ticket item? You can, with your RCBC Bankard! Choose to pay through Installment at selected merchants or convert your straight purchase from any merchant to installment and enjoy low monthly rates, even 0% interest, at 3, 6, 9 or 12 months terms. Learn more about Easy Terms.


Balance Transfer Balance Transfer

Transfer your non-RCBC Bankard credit card balance for as low as 0.69% add-on rate per month. Learn more here.


C.H.A.R.G.E RCBC Bankard C.H.A.R.G.E

Need extra cash for school-related expenses? Use your available limit and convert it to cash with C.H.A.R.G.E. Learn more here.


Cash Loan
Cash Loan

Get the extra cash you need courtesy of RCBC Bankard’s Cash Loan. Learn more here.



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Travel Well

Truly, it’s your Best Travel Companion.


Free Travel Insurance & Purchase Protection travel-insurance-TN

Purchase your travel tickets using your RCBC Bankard and get free Travel Insurance.  Use your card abroad and avail of free Purchase Protection.


Free use of Miascor Lounge Free use of Miascor Lounge

Enjoy the comfort and luxury offered by one of the country’s most prestigious airport lounges while waiting for your flight.


0% Installment on Purchases Abroad 0% INSTALLMENT ON PURCHASES ABROAD

Convert your RCBC Bankard purchases abroad, including your dining, hotel, and tour-related expenses to 0% installment for 3 months.


International Acceptanceinternational-acceptance

Wide recognition and international acceptance wherever you are. You get instant access to cash anywhere in the world.  Your RCBC Bankard also gives you one of the lowest conversion fees for overseas-based transactions.

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Convenient Online Services


Digital Services Digital Services

Stay more organized with your finances by going paperless! View your latest statement of account; pay your credit card dues online, compute your monthly installment payments via an online calculator and enroll in the eStatement via email facility. Everything is simple and menu-driven. See all digital services here.

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